Mortgage Loan Closer
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Heritage Bank provides financial services aimed at helping individuals and businesses succeed financially.
Summary:
The Mortgage Loan Closer will be responsible for post-closing functions of real estate mortgages and assist in the profitability of the bank. A high school diploma and 6 months of real estate processing or equivalent experience are required.
Requirements:
Credentials: high school diploma or equivalent
Experience: 6 months real estate processing or equivalent
Job Description:
Will consider remote or hybrid employment from the following states: MN, SD, IA, MO, AR, WI, or FL. Pay Range: $40,000 - $60,000. Responsible for post-closing functions of real estate mortgages and to assist in the growth, customer service and profitability of the bank by providing administrative support to Real Estate Lending Staff.
Primary Duties & Responsibilities (95%):
- Funds all secondary market and portfolio mortgage loans in compliance with funding procedures.
- Scan mortgage loan documents.
- Track and request final documents.
- Prepare loan closing packages.
- Fulfill audit requests from investors, auditors, 3rd party reviews.
- Prepare closed loan to be booked on our servicing systems.
- Ship mortgage loans to investors
- Clear conditions for investor loan purchases
- Post-closing file reviews
- Other miscellaneous tasks related to real estate post-closing.
Secondary Duties & Responsibilities (5%):
- Responsible for performing professional and accurate service.
- Attends committee assignments and staff meetings as scheduled.
- Responsible for compliance with laws and regulations applicable to this position.
- Participates in all required BSA training and demonstrates knowledge of BSA relative to job responsibilities.
- Responsible for security as it applies to this position. Performs other tasks as assigned.
- Provides knowledgeable back-up service for all other real estate positions.
Team / Committee Assignments:
- Mortgage Operations Team L10 meeting
Bank Standards:
- Mission – Helping People Succeed Financially
- Ethics – We always do the right thing at work and in our personal lives
- Solution – We bring solutions to challenges and are always looking for ways to be better
- Ownership – We are accountable in our roles and accept responsibility for our mistakes
- Positivity – We bring positive energy and enthusiasm to everything we do
Disclaimer:
The statements contained in this job description describe the general nature and level of work being performed by the person accepting this role. “Secondary Duties and Responsibilities” are considered incidental or secondary to the overall purpose of the job. This job description does not state or imply the only duties and responsibilities assigned to this job. Employees holding this job will be required to perform any other job-related duties requested by management. All job requirements are subject to possible modification to reasonably accommodate individuals with a disability.