3 Ways to Earn $50 with Signup Bonuses—No Deposit Required (Including Instant Withdrawal Offers)

No, it won’t usually be possible to get a $50 signup bonus you can withdraw immediately—at least not all in one hit. You can sometimes find much smaller bonuses that can be withdrawn fast. However, with bonuses of $50 or more, there are usually some awkward requirements and steps to complete before you can access your free cash or other rewards.

Bonuses of $50 or more are sometimes available with:

• Banking services
• Brokerage apps
• Crypto trading apps
• Other fintech apps
• Other platforms and services

You may have noticed that many of the best signup bonus offers will require you to put down a large deposit—often hundreds of dollars or even more—to qualify for freebies. These offers also usually take a long time to pay out.

Can I get a $50 signup bonus without paying a deposit?

It’s usually difficult to find signup bonus offers that will pay you $50 or more (instantly or otherwise) without some kind of deposit requirement. However, we’ve found the deals with the least strict deposit requirements, as well as some workarounds you can use to earn the biggest bonuses with as little investment as possible.

These are our three favorite ways to earn $50 or more with minimal investment of your time and money.

1. Microtasking or GPT platforms

Microtasking or GPT (“get paid to”) platforms are apps or websites that allow you to earn cash, gift cards, and other valuable rewards by completing quick and easy tasks—also known as microtasking.

You can often use these platforms to earn by:

• Taking surveys and polls
• Playing games on your phone with apps
• Downloading and using other types of apps
• Signing up for offers or deals
• Conducting online searches
• Scanning receipts

Microtasking and GPT apps and websites are among our favorite ways to earn $50 fast without any deposit requirements, as you should never pay anything to join up. However, their signup bonuses will usually be around $1–$30 (with the amount usually closer to the lower end of that scale), so you’ll then have to look for other ways to reach the $50 mark.

Fortunately, there are many easy ways to earn with microtasking; you should be able to combine different strategies to reach $50 pretty fast without needing to hand over any money.

Referral bonuses with microtasking and GPT platforms

Besides signup bonuses, another way to earn with microtasking and GPT platforms is with referral bonuses, which you can get when you sign up via another platform user.

On top of these referral bonuses and signup bonuses for joining a new microtasking or GPT platform, you can frequently find even more referral offers from other companies within the platform you’ve joined (usually under a tab or section called “Offers” or “Deals”), meaning yet more bonus rewards when you try other new products or services.

Note that some of the third-party referral offers you’ll find on microtasking and GPT platforms will likely involve forking out money. However, some should be free, and you’ll sometimes be able to filter free offers.

If all that weren’t enough, there’s one more way to earn referral bonuses from the microtasking or GPT platform you’re using: by referring your own friends to join (meaning you’ll usually have to give them a signup code or link you get from the app or website). Doing this can yield all kinds of rewards, including one-off bonuses or even ongoing commissions from your friend’s earnings.

Which microtasking and GPT apps can I use to earn $50?

Although these microtasking and GPT apps won’t usually pay you $50 just for signing up, they offer relatively large signup bonuses and optimistic prospects for reaching the $50 mark asap.

• OpinionInn: This survey site has a $10 signup bonus. If you can also get referred, you can potentially bag $5 more on top of this and then further boost your balance with surveys. OpinionInn says surveys pay $0.50–$100.00 each (so you’ll only have to take one to reach $50 if you’re lucky, although we suspect you’ll find more surveys that pay at the lower end of the scale). After you cash out, OpinionInn says that payments should only take a day or two but that you should allow up to 7 days.
• Upromise: Upromise helps families save for college with cashback rewards from activities like shopping, dining, and traveling. It also has surveys, games, and other ways to earn. The platform gives you a $30.29 bonus when you verify your email and link your Upromise account with any financial account. It then automatically transfers the rewards you earn to your linked account—generally during the first week of each month (with transfers usually taking less than a week).
• Freecash: This GPT app features surveys, offers, games, and other ways to earn. It also has a signup bonus of $0.05–$250, but the Freecash website doesn’t clarify how it decides the exact amount you’ll get (since the bonus depends on various factors). Also, the minimum threshold you must reach to withdraw, like the signup bonus, will vary between $5 and $20. On the plus side, Freecash promises instant withdrawals.

2. Chase banking accounts

Chase is one of the largest banks in the US, and it often has signup offers for new customers who enroll for checking or savings accounts, credit cards, or other financial products. These offers are worth highlighting because they promise to pay out relatively fast compared with a lot of other banks’ (many of which can take several weeks or even months to pay out bonuses).

At the time of writing (June 2025), Chase has several ways to earn signup bonuses of $100 or more.

For deal shoppers seeking fast bonuses with no deposit requirements, one of the best offers comes with the Chase Secure Banking account. This promises a $100 bonus for new customers who make 10 qualifying transactions (where qualifying transactions include transactions like debit card purchases and online bill payments) within 60 days. 1

Chase referral bonuses

Like microtasking platforms, many banks offer referral bonuses in addition to signup bonuses. You can sometimes get these by signing up for a bank account or service via a friend who is already with them. You can then potentially also recruit other people to join your bank and get bonuses for doing so.

With Chase, you probably won’t get any additional bonuses over and above the normal signup bonuses if you join via a friend referral. However, if you want to recruit others to join Chase, Chase will give you a $50 bonus for each referral when your friend opens a qualifying Chase checking account. You can earn up to $500 a year with Chase referrals.

3. Other banks and neobanks

Besides Chase, many other banks and neobanks (i.e., digital-only banks that operate without traditional physical branches) offer generous bonuses for new customers who sign up for certain accounts or services.

Some of these offers will have less taxing requirements that won’t involve you making a large deposit (although large deposits are commonly required for signup bonuses on savings accounts). Your chances of finding no-deposit deals will be better if you’re a student or young person.

Often, though, you’ll have to use a new account to receive direct deposits (e.g., government benefits payments or salary payments from your employer) or, as with some deals from Chase Bank, complete qualifying transactions like debit card or bill payments.

The following banks and neobanks are a good place to start looking for signup bonus offers.

• TD Bank: TD Bank is a Canadian bank that offers many of the same products Chase does, and it also has a number of signup bonus offers. For example, it currently (in June 2025) has offers promising you $100–$300 bonuses when you sign up for certain checking or savings accounts (although these will normally require direct deposits or deposits, respectively). Unfortunately, TD Bank bonuses can take a long time to materialize—possibly as long as several months.
• SoFi: SoFi is a bank that started as a student loan refinancing company and branched out. At the time of writing, it has a $300 bonus for new users of their Checking and Savings account, although, as with TD Bank, you have to use the account to receive direct deposits—which in this case must total at least $1,000. With this offer, your bonus should materialize within about a month after you receive your first direct deposit. SoFi also has bonus offers for some other products (e.g., credit cards).
• Upgrade: Unlike TD Bank and SoFi, Upgrade is technically a neobank. Upgrade currently has an offer for new customers who sign up for its Rewards Checking Plus account and make three transactions on the associated debit card. The downside of this offer is a potentially long wait for the money, as Upgrade says the bonus will reach your account within 60 days after you meet the conditions. Although there’s a decent chance you’ll get paid long before this 60-day deadline, you shouldn’t count on it.

Deposit and direct deposit requirements like the ones we’ve mentioned will also affect how long it takes your bonus cash or other rewards to reach you, as you’ll need to allow more time for things like setting up direct deposits (which can take anything from a few hours to a few weeks).

Referral bonuses with banks and neobanks

We’ve already seen that Chase offers generous bonuses for referrals, and many other banks and neobanks will do likewise. For example, when you refer a friend to TD Bank, and they open a TD Checking account, TD Bank gives you both $50 (although they’ll also have to fulfill additional requirements, which you can read about on the TD Bank website).

Besides the offers we’ve mentioned, there are many more generous deals you can combine to earn $50 or more in signup bonus rewards:

• Acorns: Acorns can be described as a “microinvestment app.” It allows you to invest your spare change in shares, bonds, real estate, and other assets (via bundles of assets known as ETFs or “exchange-traded funds”). This app has a signup bonus of $25 for new users who start investing with a minimum of just $5, and it says you’ll receive your bonus within 10 days of the following month after you make your first payment. Note that this app has fees of $3–$12 per month.
• Walmart OnePay: Walmart has a $15 signup bonus for anyone who signs up for their OnePay Wallet online and spends just $15 at Walmart. As such, this is more like a signup gift than a cash bonus per se.
• Ibotta: Ibotta qualifies as a cashback app or receipt scanning app, which you can use to earn cash or gift cards when you use the app to scan shopping receipts or link it to your store loyalty accounts. Ibotta doesn’t guarantee a minimum welcome bonus for new signups, but there’s a good chance you’ll receive as much as $10 or possibly even $20, according to some reports. Ibotta claims that withdrawals usually take less than an hour.
• Rakuten: Rakuten is another cashback app (although you can’t use it to scan receipts). This time, it guarantees a $10 signup bonus. However, to qualify, you must make a qualifying purchase of at least $25 within 90 days after you join the app. Rakuten then says it will send your first payment as soon as 15 days after your first purchase (so, like the Walmart offer, it’s more of a signup discount than a signup bonus).
• BeFrugal: BeFrugal is another app that allows you to earn cash back on purchases, which you can do by clicking through with BeFrugal links or using the browser extension before shopping at partner retailers (although, again, you can’t use this platform to scan receipts). BeFrugal has a $10 signup bonus for new users of the app who earn at least $20 in cash back (so, again, more like a generous discount offer than a true bonus).
• eToro: The investment app eToro sometimes has a $10 crypto bonus for certain new users, although this isn’t guaranteed for everyone. If the bonus is available to you, you’ll have to deposit at least $100 to receive it. You’ll then have to keep the $100 in your account for at least 90 days; once you’ve met these criteria, eToro says they’ll send your bonus within 7 days.

As we’ve seen, signup bonuses are often worth a lot less than $50. However, you can sometimes combine referral bonuses with signup bonuses to earn bigger and better rewards when you join a new platform or company.

We’ve already seen how you can get referral bonuses with many microtasking or GPT platforms and with banks. Many other types of platforms and services will also offer these bonuses (in addition to signup bonuses).

The following types of companies are likely to offer referral bonuses:

• Cashback apps: Cashback apps like the ones we’ve mentioned (e.g., Rakuten, Ibotta, and BeFrugal) usually give you bonuses for signing up via referrals. You can also look for referral bonuses with similar apps like Fetch and Receipt Hog.
• Neobanks: It’s possible to get generous referral bonuses potentially worth hundreds of dollars from online banks like Upgrade. Chime, Revolut, and Wise are some others you can investigate for deals.
• Digital payment services: Look for referral bonuses with payment platforms like PayPal, Venmo, and Cash App. Some of these platforms (e.g., PayPal and Venmo) also have their own credit cards that may offer referral bonuses or signup bonuses.
• Investment apps: You can often get referral bonuses for signing up on brokerage or investment apps (although, as with the ones on our list, you’ll usually need to invest something in your new account to qualify and possibly meet additional criteria, too). In addition to the apps on our list, try Webull and SoFi (which offers investment services).
• Cryptocurrency apps: Aside from the crypto apps we’ve already seen (Binance and Crypto.com), which often have referral bonuses in addition to signup bonuses, you may get referral bonuses from other crypto apps like Coinbase and Gemini.
• Payday apps: These apps allow you to get part of your salary before payday, although these services come with fees, so you should watch out for the extra costs involved. Popular payday apps that may offer referral bonuses include Cleo and EarnIn.
• Other fintech apps: Other types of fintech apps are also likely to offer referral bonuses (as well as signup bonuses). Try Albert (a personal finance app) or MoneyLion (an all-in-one platform for mobile banking, cash advances, credit-building loans, and investing tools). However, watch out for fees with these types of apps.

In addition to referral bonuses available for new users of a platform or service, you can also sometimes get bonuses for referring other people to use a company or platform you’re already with.

These bonuses will usually be in the form of a one-off payment, although it may be possible to find offers that will pay you ongoing commission in the way that microtasking and GPT platforms often give you a percentage of whatever your referral earns on them.

Either way, referring friends to the platform or service you’re using can be a great way for you to top up your bonus earnings to $50.

These deals will all require some type of payment, deposit, or direct deposit. However, even if you’re hoping to avoid forking out, these signup bonus deals are generous enough that they’re well worth a quick look, as the bonuses range from $5 to hundreds of dollars or even more.

• Robinhood: This is an investment app for trading shares, crypto, and other assets. When you sign up for the app and deposit funds in your account, Robinhood promises you’ll get free shares worth $5–$200. However, approximately 99% of customers will get stock worth $5, so you’re unlikely to get $50, although it’s possible. Robinhood also doesn’t specify how much you’ll need to deposit in your account to get your bonus shares, but reports online suggest that it will be $10 or less.
• Current: Current is a fintech app offering mobile banking services, and it also offers a $50 bonus to new customers who sign up for its current account (using the promo code on the Current website) and receive a direct deposit of at least $200 within 45 days. Current says it will send the bonus within 10 days after you receive this direct deposit.
• Binance: This app allows you to buy and sell cryptocurrencies like Bitcoin, Ethereum, and Solana. To get its welcome bonus, you’ll have to deposit at least $100 worth of crypto into your Binance account. You should then get a free $100 crypto bonus added to your account automatically.
• Crypto.com: This is another crypto app that also offers a chance to get signup bonuses worth hundreds or even thousands of dollars in crypto rewards. However, there’s no guarantee you’ll win this much—or even as much as $50. To qualify for any type of reward, the Crypto.com website says you’ll have to trade $100–$500 worth of crypto.

If you’re not sure about the options we’ve considered so far, there are many other ways to make $50 fast.

• Selling stuff online: Consider selling your unwanted items online as a relatively quick way to make $50 or more. You can do this via selling apps and websites like eBay and Facebook Marketplace.
• Renting out your belongings: If you don’t have anything you want to sell outright, renting your stuff out is another good cash cow. Check out platforms like Airbnb (for renting out rooms and properties), Turo (for renting out cars and vehicles), and FriendWithA (for renting out a range of other items).
• Freelancing: There are many popular platforms you can use to find freelancing work, including remote work in all kinds of areas, such as writing, proofreading, graphic design, and virtual assistance. Popular examples include Upwork, Fiverr, and Freelancer.
• More conventional side hustles: Don’t underestimate the power of gigs like lawn mowing, babysitting, or tutoring as a way to make $50 fast (with potential to get paid on the spot in cash). You may be able to find opportunities in your local area just by asking around.