If you’re searching for apps with signup bonuses, look no further. We’ve curated over a dozen apps in various categories that offer cash or other rewards (including points, coupons, and even shares of stock) when you sign up.
01. What is a signup bonus?
A signup bonus is a type of reward that companies offer new users to incentivize them to create an account. The bonus often comes in the form of a small amount of cash, a gift card, or reward points.
While some platforms will give you the bonus simply for signing up with them, others may require you to complete a few small tasks to earn it. For instance, a common requirement is that you must make qualifying purchases of a certain amount within a specific timeframe.
Without further ado, let’s get into our list of apps with sign-up bonuses. Whether you’re interested in cashback apps, survey-taking apps, games, or investment apps, we’ve got you covered. We’ll give you an overview of each app and explain what requirements you have to meet to get its bonus.
02. Ibotta
Ibotta is an app that lets you earn cashback rewards when you shop at participating grocery stores and online retailers.
Here’s how to earn cash back on qualifying purchases with Ibotta:
- Shopping on your phone: Take photos of your receipts and upload them, or link your store loyalty accounts to the app.
- Shopping on your computer: Just click the app to activate it, then check out normally from participating online stores.
You can find cashback offers by browsing products in the app or on your computer. Alternatively, you can download Ibotta’s browser extension, which will notify you whenever a retailer offers a cashback deal.
Requirements for the signup bonus
To qualify for the Welcome bonus, you also have to actually use the app by redeeming a certain number of offers. Refer to the “Bonuses” page in the app to find out how many (the amount changes over time).
The size of the welcome bonus also changes regularly, but reportedly, you can expect to receive several dollars. Some sources suggest that it’s sometimes possible to get as much as $20, but we haven’t been able to confirm that, and other anecdotal reports claim that it’s inaccurate and that Ibotta’s bonuses are never that high.
Don’t try creating multiple accounts to get more than one bonus; if Ibotta catches you, your accounts will be deactivated.
You can often earn an additional bonus by signing up using a referral code
Many of the apps on this list (including Ibotta) will give you a separate bonus if you sign up for the app using another user’s referral code. This doesn’t have to belong to someone you know. Just search online for “[app name] referral code” and click a recent thread on Reddit or another online message board, then pick any of the codes you see posted in it.
03. Rakuten
Formerly known as Ebates, Rakuten is another platform that lets users earn cashback rewards when they make eligible online purchases at participating stores.
Rakuten
Rewards Type Cash or points
Rewards Rate 1%–20%
Fees None
Withdraw Minimum $5.01
More information
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Signup Bonus
Earn a small amount of cash when you sign up with the app for the first time.
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Earning Method
Make qualifying in-store purchases with a linked credit card and online purchases through Rakuten.
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Payment Options
Withdraw earnings via check or PayPal.
To earn cash back on Rakuten, you must shop on its official website or use its app or browser extension.
Requirements for the signup bonus
You must be a new member of Rakuten (must have signed up in the past 90 days) and must make eligible purchases totaling at least $25 within 90 days of signing up.
The exact amount you’ll receive depends on Rakuten’s welcome promo at the time you sign up. In the past, they’ve variously offered bonuses of $10 and $30.
04. Fetch
Fetch is a rewards app that you can use to earn points by scanning receipts and playing games.
Fetch
Rewards Type Gift cards
Rewards Rate 25+ points / receipt
Fees None
Withdraw Minimum 3,000 points
More information
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Signup Bonus
Earn a few hundred points when you sign up with the app using a referral code.
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Earning Method
Upload a picture of an eligible purchase's receipt to the app.
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Payment Options
Redeem your points for your choice of reward.
With Fetch, you can scan a maximum of 35 receipts within a rolling 7-day period, earning a minimum of 25 points for each receipt.
You can use the points you earn to redeem gift cards from a store of your choice. Fetch partners with a variety of brands, including Starbucks, Amazon, Target, and Barnes & Noble.
Requirements for the signup bonus
To earn Fetch’s bonus, you must sign up using a referral code. If you missed entering your referral code when signing up, you can add it later, but it will only be effective if you enter it before scanning any receipts.
You earn points when you sign up with Fetch. Since 1,000 points are equivalent to about a dollar, you’ll probably earn between $0.50 and $1 at most as a signup bonus.
If you don’t have any friends who use Fetch, search for referral codes online.
05. RebatesMe
RebatesMe is a cashback platform that gives you the opportunity to earn up to 40% cash back on eligible purchases with any of their 6,500+ partnering stores.
RebatesMe
Rewards Type Cash or gift cards
Rewards Rate Varies
Fees None
Withdraw Minimum $10
More information
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Signup Bonus
Earn $5 after signing up and meeting its spending requirements.
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Earning Method
Click on the links on RebatesMe’s website that direct you to different stores and make eligible purchases there.
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Payment Options
Withdraw earnings via check, debit or credit card, PayPal, or gift cards.
In addition to downloading their app, you can add the RebateMe Chrome extension to your browser, which will give you updates on their latest offers.
Requirements for the signup bonus
To receive your bonus, you must spend at least $15 on qualifying purchases within 30 days of your joining date. The cashout date of your signup bonus is the same as the cashout date of your latest qualifying purchase.
Gift card orders and purchases from this list of merchants can’t activate signup and referral bonuses with RebatesMe.
06. BeFrugal
Like RebatesMe, BeFrugal is a cashback platform that lets you earn up to 40% back on eligible purchases with their 5,000+ partnering stores.
BeFrugal
Rewards Type Cash or gift cards
Rewards Rate Varies
Fees None
Withdraw Minimum $25 (check), $0.01 (other)
More information
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Signup Bonus
Earn $10 after signing up and meeting its spending requirements.
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Earning Method
Make qualifying purchases with participating merchants via the BeFrugal website.
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Payment Options
Withdraw earnings via check, PayPal, direct deposit, Venmo, Zelle, or gift card.
BeFrugal has an extension you can add to Chrome so you can keep up with the latest offers.
If your account remains inactive for over a year, it may become dormant. BeFrugal may debit a monthly maintenance fee on dormant accounts until their balances reach $0.
Requirements for the signup bonus
You must be a new member of BeFrugal and earn at least $20 in cash back by making eligible purchases within one year of joining. You can cash out your signup bonus once you have a minimum of $20 in payable cash in your account.
07. Upromise
Upromise is a cashback platform that primarily targets people who are saving for college tuition and other large expenses. As with other cashback apps, you earn rewards by making everyday purchases.
Upromise
Rewards Type Cash
Rewards Rate Varies
Fees None
Withdraw Minimum $10 (bank transfer), $50 (529 account)
More information
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Signup Bonus
Earn $5.29 after creating an account and an additional $25 when you link your first 529 or student loan account.
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Earning Method
Link a financial account to your Upromise account and make qualifying purchases with participating merchants through Upromise.
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Payment Options
Withdraw earnings via direct deposit to your linked financial account or checking or savings account.
You can link any financial account to your Upromise account to receive cash back. The app particularly encourages users to link their 529 plans or student loan accounts by offering them a bonus when they do so.
The maximum amount of money you can transfer to your linked account in a monthly transfer cycle is $5,000.
Requirements for the signup bonus
You must verify your email to earn the $5.29 bonus. To earn the additional $25 bonus, you must link your 529 or student loan account to your Upromise account within 30 days of signing up; moreover, the account must be active from the time you sign up to the end of the 30-day cashback rewards redemption period.
08. Swagbucks
Swagbucks is one of the largest online shopping rewards programs out there.
Swagbucks
$2.04 per hourRating Breakdown
Earning Potential
3.2Swagbucks has an acceptable hourly rate and a signup bonus, so it receives a decent score in this category.
Fees
5.0There's no fee to withdraw cash from Swagbucks, so it scores top marks here.
Withdrawal Process
2.3Swagbucks doesn't have the easiest redemption process, and you may have to wait a while for your money.
User Experience
3.5Swagbucks is fun to use, but you may have trouble qualifying for surveys—or even signing up to begin with.
The Verdict
Swagbucks is a rewards site where you can earn $1–$5 per day by taking surveys, playing games, scanning receipts, and more. However, the user experience isn't great.
Read our full Swagbucks review.
Signup Bonus $2.50
Withdraw Minimum $15 (then $1)
Time to Cash Out Under 8½ hours
Usability Below average
The Verdict
Swagbucks is a rewards site where you can earn $1–$5 per day by taking surveys, playing games, scanning receipts, and more. However, the user experience isn't great.
Read our full Swagbucks review.
More information
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Signup Bonus
Earn $2.50 after verifying your email and completing a profile quiz.
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Redemption Options
Withdraw earnings via PayPal, gift cards, or prepaid debit cards.
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Task Variety
Earn by completing surveys and 8 other types of tasks.
You can earn “swagbucks” (SB) by making eligible purchases, taking paid surveys, playing games, watching videos, and completing other small online tasks.
You need to earn the equivalent of $15 in SB the first time you redeem your points for rewards. The cashout threshold may be lower for subsequent withdrawals.
Requirements for the signup bonus
You must verify your email to receive the first $2 bonus and complete a short profile quiz (which will take around 3 minutes) to receive the $0.50 bonus.
Swagbucks offers a 200 SB bonus (worth $2) to new members, and a further 50 SB bonus ($0.50) when you fill out your profile.
They also offer an additional $10 discount that you can put towards eligible purchases of $25 or more made through their platform, but this is strictly a discount. You can’t directly convert it to SB or actual cash.
09. Survey Junkie
Survey Junkie is an online market research platform that lets you earn points by taking paid surveys and participating in focus groups. It’s very similar to Swagbucks, but with a tighter focus on surveys.
Survey Junkie
$1.09 per hourRating Breakdown
Earning Potential
2.0Neither the signup bonus nor the hourly rate on Survey Junkie is particularly attractive.
Fees
5.0You won’t be charged fees to withdraw on Survey Junkie, so it gets a decent score in this category.
Withdrawal Process
3.5Withdrawal on Survey Junkie is relatively fast and flexible.
User Experience
3.0Survey Junkie offers a relatively good user experience, although there's limited task variety.
The Verdict
Survey Junkie is simple to use, but it doesn’t pay very much.
Read our full Survey Junkie review.
Signup Bonus $0.85
Withdraw Minimum $5
Time to Cash Out 4½ hours
Usability Average
The Verdict
Survey Junkie is simple to use, but it doesn’t pay very much.
Read our full Survey Junkie review.
More information
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Signup Bonus
Earn $0.85 after signing up, completing your profile; and completing a tour and tutorial.
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Redemption Options
Withdraw earnings via gift cards, bank transfers, prepaid Visa cards, or PayPal.
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Task Variety
Earn by completing surveys and 4 other types of tasks.
When you earn $5 in rewards, you can redeem them for cash or e-gift cards from partnering brands.
Requirements for the signup bonus
To earn your bonus, you must confirm your email address and complete the small tasks listed below.
You’ll earn no fewer than four small bonuses when you sign up:
- $0.25 for providing your email and filling out a few pieces of basic personal information (age, location, etc.)
- $0.50 for taking a short survey about your job, hobbies, and so on
- $0.05 for taking a short tour of Survey Junkie’s site
- $0.05 for completing a tutorial that shows you how to take surveys
All told, you’ll earn a bonus of $0.85.
10. LifePoints
Like Survey Junkie, LifePoints is an online market research platform that rewards its members for taking online surveys.
LifePoints
$1.95 per hourRating Breakdown
Earning Potential
2.0LifePoints' hourly rate is mediocre but acceptable. Unfortunately, its signup bonus is extremely low.
Fees
5.0This site doesn't charge fees for withdrawals, which is a point in its favor.
Withdrawal Process
3.0LifePoints has a reasonably quick and easy withdrawal process, with flexible options for cashing out.
User Experience
2.5In terms of tasks, LifePoints doesn't offer much besides surveys, and these may disqualify you frequently.
The Verdict
LifePoints is a site where you can earn rewards by taking surveys and polls. Its low signup bonus and other less-than-stellar features mean we can only recommend it halfheartedly.
Read our full LifePoints review.
Signup Bonus $0.13–$0.14
Withdraw Minimum $5
Time to Cash Out About 3¼ hours
Usability Below average
The Verdict
LifePoints is a site where you can earn rewards by taking surveys and polls. Its low signup bonus and other less-than-stellar features mean we can only recommend it halfheartedly.
Read our full LifePoints review.
More information
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Signup Bonus
Earn $0.13–$0.14 after verifying your email and answering questions to verify your identity.
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Redemption Options
Withdraw earnings via PayPal, Venmo, gift cards, or as charity donations.
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Task Variety
Earn by completing surveys and 3 other types of tasks.
LifePoints gives you points, which you can redeem for your choice of reward. On average, 1 point is equivalent to 0.87–0.97 cents; they’re slightly more valuable when redeemed as gift cards and donations.
Requirements for the signup bonus
LifePoints doesn’t offer a very large signup bonus, but they don’t have additional requirements you need to meet to earn it. You just need to create an account with them to receive your reward.
11. MyPoints
MyPoints is yet another online platform that lets you earn points by completing small, minimal-effort “microtasks,” such as shopping online, taking surveys, watching videos, and playing games.
MyPoints
$2.69 per hourRating Breakdown
Earning Potential
3.4MyPoints has a relatively good hourly rate compared with its competitors, and its $5 signup bonus is great.
Fees
5.0MyPoints won't hit you with any fees when you withdraw cash, so it scores well in this category.
Withdrawal Process
2.3MyPoints offers many ways to cash out, but the high withdrawal minimum will limit how fast you can do so.
User Experience
4.5MyPoints features a wide variety of tasks, and most of them seem to work as designed.
The Verdict
MyPoints is a site that rewards you for taking surveys, playing games, and completing other tasks. It's good for travel-related rewards, but has a weirdly complicated points system.
Read our full MyPoints review.
Signup Bonus $5
Withdraw Minimum $15
Time to Cash Out Over 4 hours
Usability Average
The Verdict
MyPoints is a site that rewards you for taking surveys, playing games, and completing other tasks. It's good for travel-related rewards, but has a weirdly complicated points system.
Read our full MyPoints review.
More information
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Signup Bonus
Earn $5 after verifying your email.
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Redemption Options
Withdraw earnings via PayPal, travel miles, gift cards, or virtual prepaid cards.
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Task Variety
Earn by completing surveys and 11 other types of tasks.
MyPoints lets you redeem your points for gift cards or coupons from a variety of partnering online stores, as well as other businesses, such as airlines, hotels, and restaurants.
Requirements for the signup bonus
Signing up with MyPoints is very straightforward. Simply enter your email address and password, wait for MyPoints to send you a confirmation link, and click on the link to receive the bonus.
It should take you just a few minutes to sign up and get your bonus.
12. InboxDollars
InboxDollars is an online rewards platform that lets you earn cash by participating in simple activities, such as taking surveys, playing games, reading emails, and shopping online or at grocery stores.
InboxDollars
$4.28 per hourRating Breakdown
Earning Potential
5.0You can earn a comparatively high hourly rate on InboxDollars, and the $5 signup bonus is also good.
Fees
5.0InboxDollars doesn't have fees for withdrawals, so it gets top marks in this category.
Withdrawal Process
2.3Cashing out from InboxDollars won't be quick or easy, mainly due to their high minimum for withdrawals.
User Experience
3.5This site has a wide variety of tasks, but you might struggle to qualify for their surveys.
The Verdict
When you join InboxDollars, you can play games, take surveys, and complete other tasks to earn money. The site offers a better hourly rate than most of its competitors pay.
Read our full InboxDollars review.
Signup Bonus $5
Withdraw Minimum $15 (then $10)
Time to Cash Out 3¼ hours
Usability Below average
The Verdict
When you join InboxDollars, you can play games, take surveys, and complete other tasks to earn money. The site offers a better hourly rate than most of its competitors pay.
Read our full InboxDollars review.
More information
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Signup Bonus
Earn $5 after verifying your email and completing your profile (5 minutes).
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Redemption Options
Withdraw earnings via PayPal, gift cards, or prepaid debit cards.
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Task Variety
Earn by completing surveys and 9 other types of tasks.
According to InboxDollars, most of their online surveys pay around $0.5–$5 and take approximately 3–25 minutes to finish. They say that some surveys may pay up to $20, provided that you match their demographic profile.
You can cash out your earnings once you have at least $15 in your account. After cashing out your first payment, you only need $10 for subsequent ones.
Requirements for the signup bonus
You don’t need to jump through many hoops to get the InboxDollars welcome bonus. You just need to provide and confirm your email address.
13. Branded Surveys
Branded Surveys is a fairly standard paid survey platform. Like the others we’ve listed, it rewards you for completing online market research surveys.
Branded Surveys
$1.47 per hourRating Breakdown
Earning Potential
2.2Unfortunately, Branded Surveys' hourly rate and signup bonus aren't very high.
Fees
5.0Branded Surveys won't charge you fees to redeem your rewards, so it scores top marks in this category.
Withdrawal Process
3.0This site allows you to redeem your rewards quickly, and it has fairly diverse redemption options.
User Experience
3.0This site offers little to do besides surveys, but they're fairly easy to qualify for.
The Verdict
Branded Surveys is a site where you can earn rewards by taking surveys and polls. It provides a decent user experience, but its hourly rate is quite low.
Read our full Branded Surveys review.
Signup Bonus $1
Withdraw Minimum $5.00
Time to Cash Out About 3 hours
Usability Average
The Verdict
Branded Surveys is a site where you can earn rewards by taking surveys and polls. It provides a decent user experience, but its hourly rate is quite low.
Read our full Branded Surveys review.
More information
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Signup Bonus
Earn $1 after signing up, completing your profile, and taking your first survey.
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Redemption Options
Withdraw earnings via PayPal, bank transfers, gift cards, or as charity donations.
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Task Variety
Earn by completing surveys and 3 other types of tasks.
Branded Surveys rewards you in points, which you can then redeem as cash or gift cards when you earn 500 points.
Requirements for the signup bonus
To get your money, you need to sign up, provide a few pieces of basic personal info (e.g., your age and ZIP code), and take a short questionnaire about your interests, hobbies, etc.
14. Opinion Inn
Opinion Inn is an online platform that rewards you for taking surveys and sharing your opinions on various topics with companies.
Opinion Inn
Signup Bonus $10
Withdraw Minimum $25
Time to Cash Out Not yet tested
Usability Not yet tested
More information
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Signup Bonus
Earn $1 after signing up with the platform.
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Redemption Option
Withdraw earnings via PayPal.
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Task Variety
Earn by completing surveys.
The payment for each survey varies, ranging from $0.5 to $100 (although highly paid surveys like this are rare). You may qualify for more lucrative surveys if you have specialized knowledge or professional experience in an in-demand field, such as IT (because companies in that industry will be more interested in soliciting your opinions).
In addition to signup bonuses, Opinion Inn also offers a referral bonus of $5.
Requirements for the signup bonus
You just need to create an account to receive your bonus, but to actually cash it out via PayPal, you need to hit a (rather high) $25 minimum payout threshold.
15. Mistplay
Mistplay is a mobile app that lets you earn by playing games, participating in contests, and completing various other challenges and tasks.
Mistplay
The Verdict
Mistplay is an app that will pay you to play and test games. It's a legitimate platform, although some users complain that its rates trail off the more you use it.
Signup Bonus $0.54–$0.66
Withdraw Minimum $3
Time to Cash Out Not yet tested
Usability Not yet tested
The Verdict
Mistplay is an app that will pay you to play and test games. It's a legitimate platform, although some users complain that its rates trail off the more you use it.
More information
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Signup Bonus
Earn $0.54 to $0.66 by signing up, verifying your account, and completing a welcome survey.
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Redemption Options
Withdraw earnings via PayPal, gift cards, or prepaid debit cards.
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Task Variety
Earn by playing games and entering sweepstakes, looking for promo codes, and interacting with Mistplay on social media.
Mistplay rewards you with “Units,” which you can redeem for rewards like gift cards, as well as in-app perks, like special display pictures.
You’ll earn 150 bonus Units each time someone uses your referral link to sign up and an additional 350 Units once that person reaches Checkpoint 5 in the game they’re playing.
Requirements for the signup bonus
To get Mistplay’s bonus, all you have to do is sign up, set a display picture, and answer a few questions about what games you like. If you don’t have any friends who use Mistplay, search online for a referral code.
16. Robinhood
Robinhood is a commission-free trading and investing app (i.e., a brokerage). You can buy and sell stocks, ETFs, options, and cryptocurrencies with just $1.
Robinhood
Minimum Deposit $1
Commission None
Withdrawal Fee $0 (1.75% for instant withdrawal)
Account Fee None
More information
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Signup Bonus
Earn a free stock when you sign up and verify your account.
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Signup Requirements
You must be 18+ years old, a US citizen or permanent resident, and have a valid Social Security number (SSN) and a legal residential address.
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Investment Options
You can buy and sell stocks, ETFs, options, and cryptocurrencies on Robinhood.
Robinhood will give you a small amount of stock when you register and link your bank account.
You get to pick the company you want shares in, but the amount you’ll get will be randomly determined, ranging from $7 to $175. (Unsurprisingly, most bonuses are on the lower end of that range.) If the stock you pick is worth more than the amount you’re awarded, you’ll get a fractional (partial) share.
Requirements for the sign-up bonus
To get your free stock, you need to sign up, link a bank account, and deposit at least $1 into your brokerage account. Because Robinhood is a stock brokerage, you’ll have to jump through a few hoops to verify your account, including uploading a picture of a valid government-issued ID.
Be cautious about using the investment apps on this list
Robinhood is a legitimate app (and so are the other apps discussed below). However, investment and trading apps like this offer sign-up bonuses as an incentive to get you to fork over your own money to buy stocks or other assets. There’s nothing wrong with that—investing is a great way to grow your wealth over time—but it’s important to do it responsibly. Study up on sensible investing strategies before plunking down a significant amount of money to ensure that you aren’t following a risky strategy that’s unlikely to pay off.
17. Fundrise
Fundrise is an “alternative investment platform” that allows you to invest in real estate funds, startup companies, and other assets that aren’t listed on public stock exchanges.
Fundrise
Minimum Deposit $10
Commission $1.5 / $1,000 invested
Withdrawal Fee None
Account Fee $8.50–$18.5 / yr (on certain investment vehicles)
More information
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Signup Bonus
Earn $10 worth of shares in the Fundrise Real Estate Interval Fund, LLC.
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Signup Requirements
You must be 18+ years old and a US citizen or permanent resident currently residing in the US.
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Investment Options
You can buy and sell real estate, private credit, and venture capital funds on Fundrise.
The shares you earn on Fundrise are meant to be held long-term; therefore, they limit when you can withdraw your earnings from certain shares.
Specifically, you must hold on to your eREIT and eFund shares for at least 5 years. If you liquidate your shares before that, you’ll have to pay a penalty fee of around 1% of your total share value.
Requirements for the signup bonus
You must be new to Fundrise, sign up via their promotional page or an advertisement, and make an initial investment of at least $10 within 30 days of opening your account.
Fundrise sometimes raises the amount of their signup bonus; in November 2024, their bonus stood at $25. They also reserve the right to completely terminate this promotional bonus at any time, so it’s a good idea to check whether it’s still current before you sign up.
18. Acorns
Acorns is a micro-investing platform that lets its users invest their spare change automatically. It offers a selection of pre-built investment portfolios for you to choose from, depending on your financial goals.
Acorns
Minimum Deposit $5
Commission None
Withdrawal Fee None
Account Fee $3+ / mo
More information
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Signup Bonus
Earn $10 after signing up and meeting their investment requirements.
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Signup Requirements
You must be 18+ years old, a US citizen or permanent resident, and have a valid Social Security number (SSN) or Individual Taxpayer Identification Number (ITIN).
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Investment Options
You can buy and sell stocks, ETFs, bonds, and Bitcoins on Acorns.
The way it works is that you’ll link your credit or debit cards to your Acorns account, and Acorns will set aside spare change from your every purchase (rounding it up to the nearest dollar). They’ll invest the money for you once it reaches $5 or more. You can also set recurring (daily, weekly, or monthly) deposits.
Requirements for the signup bonus
You must create and verify an Acorns account and make a recurring investment of at least $5. You’ll typically receive your bonus within 10 days of the following month of making your first successful recurring investment.
19. MoneyLion
MoneyLion is a financial service app. It offers loans, investment accounts, and banking services, as well as credit-building tools.
MoneyLion
Minimum Deposit Starting at $1
Commission None
Withdrawal Fee None
Account Fee $1–$5 / mo (for investment accounts)
More information
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Signup Bonus
Earn a variable amount of money when you create an account.
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Signup Requirements
You must be 18+ years old, reside in the US, have a valid Social Security number (SSN), and provide your annual income range or the industry of your primary job or income source.
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Investment Options
You can buy and sell stocks, ETFs, and cryptocurrencies on MoneyLion.
In addition to banking and investment accounts, you can sign up for a Credit Builder Plus membership, which comes with a $19.99 monthly account fee.
Other fees MoneyLion charges include administrative, transaction, and ATM withdrawal fees. Before signing up, check out MoneyLion’s complete fee schedule on their website.
Note that starting December 9, 2024, MoneyLion is closing all cryptocurrency accounts. Any remaining funds in your MoneyLion crypto account will be transferred at the current cash value to your RoarMoney account by that date.
Requirements for the sign-up bonus
You must sign up via an invitation link from MoneyLion or with a unique referral code from an existing user (here again, you can find these easily online).
As of the time of writing (November 2024), you’ll get $5 when you create a RoarMoney account (for mobile banking with MoneyLion) and an additional $50 if you set your paycheck to be directly deposited and go through with depositing a minimum of $100 at least twice.
See MoneyLion’s referral terms and conditions for their current bonus.
20. Cash App
Cash App is a financial services platform that offers a wide range of services, including transferring and saving money, using a debit card, making investments, accessing personal loans, and filing taxes.
Cash App
Minimum Deposit $1
Commission None
Withdrawal Fee $0 (0.5%–1.75% for instant withdrawal)
Account Fee None
More information
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Signup Bonus
Earn $5 after signing up and meeting their requirements.
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Signup Requirements
For regular accounts, must be 13+ years old (ages 13–17 need a sponsored account). For investment accounts, must be 18+ years old, reside in the US, have a valid Social Security number (SSN) and a legal residential address, and provide your employment status and the name of your employer.
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Investment Options
You can buy and sell stocks, ETFs, and Bitcoin on Cash App.
Investing with Cash App is free and simple. You can purchase stocks and ETFs with the money in your Cash App balance; insufficient money may be debited from your linked debit card.
In addition, you may round up your change to the nearest dollar when you make everyday purchases with your Cash App balance and use it to buy Bitcoin. You can set the percentage you want to invest in Bitcoin and change it at any time.
Requirements for the signup bonus
To receive a bonus, enter your referral code from an existing user when you sign up, link a new debit card or bank account to your Cash App account, and send $5 within 14 days of your joining date to someone else’s Cash App account.
Note that your debit card or bank account must remain linked to your Cash App account until you receive the bonus.
21. Is it worth it to use a signup bonus app?
It’s certainly worth it to use a signup bonus app if the app is genuinely useful to you. Say you’re looking for a cash-back app to earn rewards on your everyday purchases—you might as well sign up for one that offers you a welcome bonus.
Just be sure to read the terms and conditions carefully before creating an account with any app. Pay attention to whether they have any requirements for receiving the signup bonus, and if so, what they are. You don’t want to end up purchasing items you don’t need just to get a signup bonus, especially if they cost more than it’s worth and will ultimately end up putting you in the red.
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