Total Loss Adjuster

Job Details: Job Location: Safety Insurance Main Office - Boston, MA, Salary Range: $50000.00 - $75000.00Salary/year, Benefits of Working for Safety

Safety Insurance is proud to be one of the leading property and casualty insurance providers in Massachusetts. We are committed to supporting independent agents and their customers through our unwavering dedication to excellence.  Our success is built on a simple philosophy: deliver the highest quality insurance products at competitive rates while providing exceptional service at every step. 

At Safety Insurance, we don’t just offer jobs – we offer careers that are challenging, fulfilling, and designed to grow with you.

Our people are our greatest asset. A diverse workforce makes us stronger, more innovative, and better equipped to serve our customers. At Safety, we empower our employees to be their best by fostering an inclusive environment and offering resources that support their careers, education, and families. We also understand the importance of work-life balance. That’s why we offer hybrid work options, flexible schedules, and a 37.5-hour workweek.  Conveniently located in the heart of Boston’s financial district, our downtown office is a positive space where employees can stay connected to both each other and the pulse of the city.

Safety’s benefits go beyond the basics. In addition to competitive salaries, our comprehensive benefits package includes:

3 weeks accrued paid time off + paid holidays each year
Health insurance (medical, dental, vision)
Annual 401(k) Employer Contribution (up to 8% of your base salary)
100% tuition reimbursement
Free on-site fitness center
Complimentary coffee and breakfast service
Hybrid work schedules
Working Advantage Discount Program
Employee Assistance Program
…and much more!

Job Summary

The Total Loss Adjuster is responsible for investigating, evaluating, and resolving auto claims in which the vehicle has been deemed a total loss. This role involves managing the claim process through final settlement, ensuring compliance with company policies, regulatory requirements and delivering excellent customer service to policyholders and claimants. This is an in-office role based out of our Boston, MA office.

Responsibilities

Evaluates total loss appraisals to effect settlement within authority

Review and analyze auto damage estimates, repair feasibility, and market values to determine total loss status

Determine actual cash value of vehicles using industry valuation tools and market research

Negotiates vehicle value with 1st and 3rd parties and their representatives

Controls salvage costs and resolution

Works with manager to resolve difficult situations

Prepare and issue settlement offers in accordance with company guidelines and state regulations

Negotiate settlements within authority limits and escalate when needed

Maintain accurate and detailed claim files in the company’s claims management system

Performs other activities as required

Qualifications:

College degree or equivalent work experience required

1+ years of auto claims handling experience, with total loss experience strongly preferred

Ability to manage multiple claims and deadlines in a fast-paced environment

Strong customer service orientation with the ability to handle sensitive situations professionally

Excellent negotiation, problem-solving, and communication skills