Senior Product Manager – Commercial Lending

We are a hybrid, remote-office company dedicated to growing our talent anywhere!

We have onsite locations in: Sioux Falls, SD,  Scottsdale, AZ,  Louisville, KY,  Troy, MI,  Franklin, TN,  Easton, PA.

At Pathward, we take tremendous pride in our purpose to create financial inclusion for all™. We are a financial empowerment company that works with innovators to increase financial availability, choice, and opportunity for all.  We strive to remove barriers that traditional institutions put in the way of financial access, and promote economic mobility by providing responsible, secure, high quality financial products.

We are a team of problem solvers and innovators who celebrate our differences and know that our unique perspectives make us stronger and well-positioned for success.  We celebrate, and embrace, our team members through our *HUMBLE*HUNGRY*SMART approach, and we believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve. 

Senior Product Manager – Lending

Build the Future of Lending

As a Senior Product Manager, you will shape and scale modern lending products inside a regulated banking environment - rethinking how loans are originated, decisioned, and delivered. This role is about creating durable, intelligent products that unlock growth, improve credit quality, and remove friction across the lending lifecycle.

You'll work on initiatives that are bigger than any one team - modernizing workflows, integrating AI, simplifying complexity, and designing systems that enable scale.

If you're energized by solving meaningful problems in financial services and want to help redefine what a modern lending platform can look like, this role is for you.

What You'll Own

• Define and drive product strategy for high-impact lending products.
• Translate ambiguous business goals into clear product vision and measurable outcomes.
• Apply Jobs-to-be-Done thinking and systems-level problem solving to uncover real customer and operational pain points.
• Lead discovery, experimentation, and validation before committing to build.
• Design products that balance innovation with regulatory and risk expectations in a banking environment.
• Partner deeply with technology, credit, operations, and compliance to deliver scalable, high-impact products.
• Leverage AI and modern tooling to improve decisioning, automation, data visibility, and workflow efficiency.
• Continuously measure impact and iterate based on outcomes.

Who You Are

• 5+ years in product management, ideally within fintech, lending, embedded finance, or regulated financial services.
• Direct experience with consumer or commercial lending programs, including familiarity with loan origination, underwriting workflows, and servicing lifecycles.
• Demonstrated understanding of government-guaranteed lending programs (e.g., SBA 7(a), 504, USDA) and commercial lending products such as working capital and equipment finance.
• Experience supporting or building fintech lending products, including partnerships with third-party originators, embedded lending platforms, or BaaS lending models.
• A strategic thinker who sees systems, not just features.
• Comfortable working with AI, APIs, automation tools, and modern product platforms.
• Energized by ambiguity and motivated by building products that meaningfully change how work gets done.
• Able to challenge assumptions and think beyond traditional banking processes.
• Outcome-driven and intellectually curious.
• Collaborative and influential across executive, technical, and operational audiences.

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $86,000 – $145,000

 
The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate’s experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
This role is also eligible for an annual performance-based incentive opportunity.  Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

#LI-Remote

Don’t have everything listed under qualifications? If you’re excited about this role but your experiences don’t match exactly to everything in the posting, we encourage you to apply anyway. You may be just the right candidate for this or other Pathward roles. Pathward is an equal employment opportunity employer and considers candidates for roles without regard to their race, sex, national origin, ethnicity, age, disability or any other category protected by law.

Who we are: 

Our commitment to inclusion is woven into our DNA. We believe that we are strongest when we embrace the voices of our employees, customers, partners, and the communities we serve. 

We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws.

Please click here to learn more about our benefits and review information about our Privacy Policy, Affirmative Action Plan and other notices. Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws. For assistance completing an application, please contact a Pathward People & Culture Representative by emailing – [email protected]

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Applications will be accepted for a minimum of 3 days after posting, and there is no predetermined date by which applications should be submitted.

Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights.

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