Senior Actuary, Employer Stop Loss

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Senior Actuary, Employer Stop Loss in United States.

This role sits at the intersection of actuarial science, underwriting strategy, and specialty insurance innovation within a fast-moving Accident & Health environment. You will play a key part in analyzing stop loss experience, shaping pricing strategies, and strengthening profitability across a diverse portfolio of employer stop loss programs. The position offers strong visibility across the organization, working closely with underwriting, senior leadership, and external partners. You will help design actuarial models, refine rating methodologies, and influence decisions that directly impact business performance. The environment is entrepreneurial, data-driven, and highly collaborative, combining the agility of a specialized team with the scale of a larger enterprise. This is an opportunity to apply deep actuarial expertise while contributing to product development and strategic growth initiatives.

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Accountabilities:

In this role, you will lead actuarial analysis, pricing support, and reserving activities for employer stop loss programs, ensuring accurate insights that guide underwriting and business strategy. You will evaluate portfolio performance, support new program due diligence, and develop tools and models that improve decision-making across the organization.

• Perform profitability and experience analyses for stop loss products and recommend corrective actions
• Support underwriting with pricing tools, experience rating, and risk selection guidance
• Assist in developing rating plans, manuals, and actuarial memorandums for filings and regulatory submissions
• Conduct reserve reviews, recommend adjustments, and support financial reporting processes
• Build and maintain actuarial models, credibility tables, and rating tools for underwriting use
• Collaborate with cross-functional teams to gather data, analyze trends, and support strategic initiatives
• Deliver ad-hoc analysis and insights for senior leadership and business partners

Requirements:
This position requires a strong actuarial background with deep expertise in employer stop loss, pricing, and reserving within a carrier or reinsurance environment. The ideal candidate combines technical actuarial knowledge with strong communication skills and the ability to operate in a dynamic, fast-paced setting.

• Bachelor’s degree or equivalent experience, with 10+ years in relevant actuarial or analytical roles
• 7+ years of actuarial experience strongly preferred
• 5+ years of employer stop loss experience within an insurer or reinsurer environment
• Associate of the Society of Actuaries (ASA) required
• Strong proficiency in Excel, Access, and programming tools such as SQL, SAS, or VBA
• Solid understanding of pricing, reserving, experience analysis, and regulatory filing processes
• Strong analytical, problem-solving, and decision-making skills
• Excellent written and verbal communication skills with stakeholder management ability
• Ability to manage multiple priorities with precision and attention to detail

Benefits:

• Competitive base salary ranging from 105,400 USD to 198,100 USD, based on experience and location
• Performance-based incentive opportunities and potential equity participation
• 401(k) plan with employer matching contributions
• Comprehensive health, dental, and vision insurance coverage
• Generous paid time off and flexible work arrangements, including remote options
• Paid parental leave and wellness-focused employee programs
• Tuition reimbursement, certifications, and ongoing professional development support
• Employee stock purchase plan and financial wellness benefits
• Volunteer programs and charitable giving initiatives with employer matching

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How Jobgether works:

We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.

We appreciate your interest and wish you the best!

 Why Apply Through Jobgether? 

Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.

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