Processor -Consumer Direct
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ANGEL OAK COMPANIES
Atlanta, GA, US
Summary
The Processor Level 2 is responsible for performing all processing tasks within designated timeframes and conducting initial pre-underwriting reviews of loan files. They will also manage communication with clients and team members to ensure successful loan closings.
Job Description
Job DetailsJob Location: Angel Oak Mortgage Solutions LLC - Atlanta, GA 30328Job Category: Angel Oak Mortgage Solutions
Principal Accountabilities:
Perform all processing required tasked within the designated timeframes established by Management and outlined in the Processing Flow Responsibilities.
Perform an initial pre underwriting review of the loan file and associated documentation in accordance with program and investor guidelines and GSE requirements.
Follow up on all outstanding orders to third parties and clients within established company deadlines.
Obtain and review all required loan conditions issued on the loan with the loan officer, coordinate with buyers, sellers, title companies, closing agents, and real estate agents to obtain additional documentation, complete loan submissions and ensure a successful closing.
Responsible for submission of any non-delegated or brokered loan file to the applicable investor in accordance with federal and investor requirements.
Obtain all final verifications required on all loans prior to closing
Responsible for managing individual pipeline to ensure system data is correct, turn-times met and all compliance requirements adhered to
Responsible for daily communication to designated team members regarding applicable tasks per assigned originator.
Responsible for ensuring weekly pipeline meetings are conducted with team and meeting objectives are met.
Main point of contact for clients and originators regarding loan file status.
Ability to maintain high client services levels and provide proactive communication with client through all phases of the loan process.
Work with and support other departments to achieve company goals.
QualificationsQualifications
Minimum:
3+ years processing/underwriting experience in mortgage loans; minimum of 5 years strongly preferred
Strong customer service skills and ability to manage difficult conversations to a successful outcome and positive client experience
Working knowledge of conventional and government guidelines, as well as, Federal and State compliance requirements.
Ability to prioritize multiple competing tasks
Ability to manage pipeline daily while meeting monthly production and quality goals
Strong written and verbal communication skills preferred
Fraud Detection
Preferred:
NOTE: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required of this job.
Angel Oak Mortgage Solutions is a leader in alternative lending and one of the nation’s largest nonbank wholesale lenders of non-QM loans. We partner with mortgage brokers and non-delegated correspondents to provide innovative non-QM solutions for creditworthy borrowers who don’t qualify for traditional agency loans. Our experienced account executives and specialized support team provide personalized support to help lenders assist more borrowers and close more loans. Operating in 47 states and D.C., we’re committed to helping our partners expand their business and better serve their customers.
Angel Oak Mortgage Solutions LLC – NMLS ID #1160240 (NMLS Consumer Access) (855) 539-4910. Located at 980 Hammond Drive, Suite 850, Atlanta, GA 30328. Licensed in AL #21875; AZ #BK-0926930; AK #110480; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4131346. Loans made or arranged pursuant to a California Financing Law License CFL License #60DBO-71208; CO Regulated by the Division of Real Estate; CT #ML-1160240 and #MS-1160240; DE #019971; DC #MLB1160240; FL #MLD1156; GA #41747; HI # HI-1160240 and MS231; ID # MBL-2081160240; IL Residential Mortgage Licensee # MB.6761065; IN #24466; IA #2014-0070; KS MC.0025339; KY #MC292246; LA; ME #1160240; MD #1160240; MI #FL0020868 and #SR0020869; MN #MN-MO-1160240; MS #1160240; MO #19-2400; MT #1160240; NE; NV #4450 and #4597; NH # 1160240MB; Licensed by the N.J. Department of Banking and Insurance; NM; NC #L-163234; ND #ML104361 and #MS104596; OH #RM.501891.000; OK #ML011190; OR #ML-5316 and #MS-19; PA #56598 and #105097; RI #20173431LL and #20224352LS; SC #MLS-1160240; SD #1160240.ML; TN #1160240; TX; UT-DRE #14095977; VA #MC-5830; WA #CL-1160240; WV #ML-36451; WI #1160240BA; WY #3229 and #CL-4862.
Founded
2013
Company size
201-500 employees
Industry
Financial Services
Org type
Privately Held
Headquarters
Atlanta, GA
Angel Oak Mortgage Solutions is a leader in alternative lending and one of the nation’s largest nonbank wholesale lenders of non-QM loans. We partner with mortgage brokers and non-delegated correspondents to provide innovative non-QM solutions for creditworthy borrowers who don’t qualify for traditional agency loans. Our experienced account executives and specialized support team provide personalized support to help lenders assist more borrowers and close more loans. Operating in 47 states and D.C., we’re committed to helping our partners expand their business and better serve their customers.
Angel Oak Mortgage Solutions LLC – NMLS ID #1160240 (NMLS Consumer Access) (855) 539-4910. Located at 980 Hammond Drive, Suite 850, Atlanta, GA 30328. Licensed in AL #21875; AZ #BK-0926930; AK #110480; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act License #4131346. Loans made or arranged pursuant to a California Financing Law License CFL License #60DBO-71208; CO Regulated by the Division of Real Estate; CT #ML-1160240 and #MS-1160240; DE #019971; DC #MLB1160240; FL #MLD1156; GA #41747; HI # HI-1160240 and MS231; ID # MBL-2081160240; IL Residential Mortgage Licensee # MB.6761065; IN #24466; IA #2014-0070; KS MC.0025339; KY #MC292246; LA; ME #1160240; MD #1160240; MI #FL0020868 and #SR0020869; MN #MN-MO-1160240; MS #1160240; MO #19-2400; MT #1160240; NE; NV #4450 and #4597; NH # 1160240MB; Licensed by the N.J. Department of Banking and Insurance; NM; NC #L-163234; ND #ML104361 and #MS104596; OH #RM.501891.000; OK #ML011190; OR #ML-5316 and #MS-19; PA #56598 and #105097; RI #20173431LL and #20224352LS; SC #MLS-1160240; SD #1160240.ML; TN #1160240; TX; UT-DRE #14095977; VA #MC-5830; WA #CL-1160240; WV #ML-36451; WI #1160240BA; WY #3229 and #CL-4862.
Founded
2013
Company size
201-500 employees
Industry
Financial Services
Org type
Privately Held
Headquarters
Atlanta, GA