Part Time Bilingual-English and Spanish Collector
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INDEPENDENT BANK
Memphis, TN, US
Summary
The collector is responsible for initiating customer contact to determine delinquency reasons and negotiating repayment terms for automobile installment loans. They must also perform skip-tracing efforts and maintain ongoing customer relationships while adhering to bank policies and compliance regulations.
Job Description
Description
Hours: Mon-Thurs 5-9 p.m., Sat 8am -Noon
JOB SUMMARY:
All Collectors report to the Collection Team Leader and Team Lead. Collectors will initiate customer contact and determine reason for delinquency evaluates customer’s financial situations and negotiates terms of repayment to bring account current and maybe responsible for some skip tracing. Collectors must adhere to all Bank policies, procedures and all compliance regulations.
SKILLS REQUIRED:
· Entry Level Collections Experience
· Ability to prioritize in a fast paced, high volume, environment with little supervision
· Microsoft Windows experience required
· Ability to type 30-35 wpm
· Demonstrated ability to multi-task and excellent verbal and written skills
· Excellent math skills
· High School diploma or GED required, some college preferred
PRIMARY DUTIES:
1. Responsible for collecting automobile installment loan accounts 15-29 days past due
2. Utilize daily contact and skip-tracing efforts
3. Develop and maintain on-going customer relationships
4. Negotiate payment arrangements
5. Advise customers of their responsibilities under loan contracts, and provide individual counseling on acceptable and convenient payment arrangements
6. Utilize effective negotiating skills and persistent follow-up procedures to cure delinquency
7. Understand and apply knowledge of credit bureau reports as relate to the performance of daily activities
8. Adhere to guidelines stated in the Fair Debt Collection Practices Act
9. Other duties as assigned or required
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
Independent Bank Group, Inc. is a bank holding company. Through the Company's subsidiary, Independent Bank (the Bank), the Company provides a range of commercial banking products and services tailored to meet the needs of businesses, professionals and individuals. As of December 31, 2016, the Company operated 41 banking offices in the Dallas/North Texas area, the Austin/Central Texas area, and the Houston metropolitan area. The Company offers residential mortgages through its mortgage brokerage division. As a mortgage broker, the Company originates residential mortgages, which are sold into the secondary market shortly after closing. The Company also provides wealth management services to its customers, including investment advisory and other related services. The Company offers a range of commercial and retail lending products to businesses, professionals and individuals. Deposits are the Company's principal source of funds for use in lending and other general banking purposes.
Founded
2002
Company size
501-1,000 employees
Industry
Banking
Org type
Public Company
Headquarters
Mckinney, Texas
Independent Bank Group, Inc. is a bank holding company. Through the Company's subsidiary, Independent Bank (the Bank), the Company provides a range of commercial banking products and services tailored to meet the needs of businesses, professionals and individuals. As of December 31, 2016, the Company operated 41 banking offices in the Dallas/North Texas area, the Austin/Central Texas area, and the Houston metropolitan area. The Company offers residential mortgages through its mortgage brokerage division. As a mortgage broker, the Company originates residential mortgages, which are sold into the secondary market shortly after closing. The Company also provides wealth management services to its customers, including investment advisory and other related services. The Company offers a range of commercial and retail lending products to businesses, professionals and individuals. Deposits are the Company's principal source of funds for use in lending and other general banking purposes.
Founded
2002
Company size
501-1,000 employees
Industry
Banking
Org type
Public Company
Headquarters
Mckinney, Texas