Outside Loan Originator
Boost your chances before you apply.
INTERLINC MORTGAGE SERVICES LLC
Washington, MO, US
Summary
The Outside Loan Originator is responsible for generating mortgage leads and establishing relationships with realtors and builders to expand business. They also manage the loan application process, including credit analysis, pricing, and ensuring compliance with agency and investor guidelines.
Job Description
Job DetailsJob Location: Washington, MO 63090
Summary/Objective
The Outside Loan Originator provides residential mortgage loans to borrowers looking to purchase real estate or refinance an existing mortgage and generates leads to increase production. An Outside Loan Originator works greater than 50% of the time away from the office.
Essential Duties
Reasonable accommodations may be made to enable individuals with disabilities to carry out essential functions.
Responsible for engaging in the sale of mortgage loan products and services to residential mortgage customers.
Establishes and maintains relationships with realtors, builders, title companies and other related companies to generate and expand business through the execution of marketing campaigns and promotional events. Hosts community education seminars for real estate professionals.
Identifies the creditworthiness of borrowers by examining credit reports, tax returns and assets.
Counsels borrowers on the appropriate loan programs and educates them on the mortgage loan process. Responds to customer questions and concerns.
Originates mortgage loans, including pricing and locking pre-approved loan transactions. Discloses Loan Estimates and other necessary documents within the required timeframes.
Maintains current knowledge of agency and investor guidelines as well as state and federal regulations.
Follows up on leads, loan applications, missing items, and conditions. Ensures items are submitted prior to the service-level agreement deadlines.
Updates borrowers and their agents on the status of loan applications.
Oversees the production pipeline and resolves escalated issues to ensure loan transactions close correctly and in a timely manner.
Provides superior customer service to achieve customer satisfaction.
Diligently adheres to all provisions as detailed in Exhibit B of Employment Agreement.
QualificationsRequired Education/Experience
Requires a high school diploma. Must possess working knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and investor guidelines and state and federal banking laws and regulations, such as TRID, TILA, RESPA, HMDA, FCRA, ECOA, SAFE Act, QM, UDAAP and Flood Disaster Protection.
Preferred Education/Experience
Preferable to have a bachelor’s degree and many years of experience in originating loans. Must possess working knowledge of Fannie Mae, Freddie Mac, FHA, VA, USDA, and investor guidelines and state and federal banking laws and regulations, such as TRID, TILA, RESPA, HMDA, FCRA, ECOA, SAFE Act, QM, UDAAP and Flood Disaster Protection.
Additional Qualifications for Eligibility
Additional qualifications for eligibility include an NMLS license.
InterLinc Mortgage is an EEO company.
The InterLinc Difference – On Time and As Agreed!™
InterLinc is a Houston-based, residential mortgage banker. As an organization, our footprint stretches across the United States from the “Rocky Mountain Empire” of Colorado to “The Gateway of Southern Hospitality” in Virginia, and we are committed to continued growth. Since our inception, our family of 350 mortgage professionals have assisted more than 40,000 homeowners in realizing their dream of home ownership.
InterLinc consists of a dynamic group of individuals. A group who know the importance of balancing productivity while enjoying the atmosphere which comes along with being a member of THE BEST mortgage team in the country. Pardon our bias in making such a bold statement, but there is no doubt this is what we believe. If you make the decision to join our team, you are someone who is talented, desires to be challenged, knows the value in setting and achieving goals, and ultimately wants to GROW.
Metrics-driven, accountability and controlled growth are a vital aspect of our vision. We know where we’re going and are looking for industry leaders interested in taking their career to the next level. We hire the best, we expect the best, and we provide quality service that we believe is unparalleled. We believe that by providing our team with the tools for success, together we can be what we strive to be... leaders in the industry and stewards of excellence.
Texas Mortgage Banker Registration NMLS ID 205696
TX Department of Savings & Mortgage Lending
2601 N. Lamar Blvd., Ste 201. Austin, TX 78705
InterLinc Mortgage Services, LLC. All Rights Reserved. NMLS # 205696 http://www.nmlsconsumeraccess.org/
Founded
2009
Company size
201-500 employees
Industry
Financial Services
Org type
Privately Held
Headquarters
Houston, Texas
The InterLinc Difference – On Time and As Agreed!™
InterLinc is a Houston-based, residential mortgage banker. As an organization, our footprint stretches across the United States from the “Rocky Mountain Empire” of Colorado to “The Gateway of Southern Hospitality” in Virginia, and we are committed to continued growth. Since our inception, our family of 350 mortgage professionals have assisted more than 40,000 homeowners in realizing their dream of home ownership.
InterLinc consists of a dynamic group of individuals. A group who know the importance of balancing productivity while enjoying the atmosphere which comes along with being a member of THE BEST mortgage team in the country. Pardon our bias in making such a bold statement, but there is no doubt this is what we believe. If you make the decision to join our team, you are someone who is talented, desires to be challenged, knows the value in setting and achieving goals, and ultimately wants to GROW.
Metrics-driven, accountability and controlled growth are a vital aspect of our vision. We know where we’re going and are looking for industry leaders interested in taking their career to the next level. We hire the best, we expect the best, and we provide quality service that we believe is unparalleled. We believe that by providing our team with the tools for success, together we can be what we strive to be... leaders in the industry and stewards of excellence.
Texas Mortgage Banker Registration NMLS ID 205696
TX Department of Savings & Mortgage Lending
2601 N. Lamar Blvd., Ste 201. Austin, TX 78705
InterLinc Mortgage Services, LLC. All Rights Reserved. NMLS # 205696 http://www.nmlsconsumeraccess.org/
Founded
2009
Company size
201-500 employees
Industry
Financial Services
Org type
Privately Held
Headquarters
Houston, Texas
