Mortgage Loan Originator - Remote

Join an award-winning workplace! Residential Mortgage ranks #14 overall and #10 among midsize mortgage companies on National Mortgage News’ Best Mortgage Companies to Work For in 2026.

We are looking for professional and knowledgeable employees who take pride in their work. We believe in providing value for our customers and communities. 

Employee Benefits:

• Medical, Dental and Vision insurance, including FSA (Flex Spending Account)
• Paid Time Off to include select paid holidays
• Retirement Benefits with generous 401K match

 Some Other Favorite Employee Benefits Include

Paid Parental Leave, Education Assistance, Employee Assistance Program, Employee Wellness Program and much more!

Position Summary

The Mortgage Loan Originator solicits and develops a wide variety of residential mortgage loans. Spends a significant amount of time on outside sales activities, and maintains good sales relationships with realtors and other mortgage referral sources. 

 The following duties are intended to provide a representative summary of the major duties and responsibilities and ARE NOT intended to serve as a comprehensive list of all duties performed by all employees in this classification. Incumbent(s) may not be required to perform all duties listed and may be required to perform additional duties. 

Essential Duties and Responsibilities

1. Receive and screen loan applications. Receive authorization to run applicant credit as well as review income/asset information, notify those applicants that are not qualified within the proper timeframe.
2. Conduct the loan interview and secure the customer information necessary to initiate a loan transaction. Provide loan information and service to customers, realtors, and others as needed.
3. Based on specific investor guidelines, determine if the borrower(s) qualify for the loan program applied for. 
4. Order a real estate appraisal for a purchase or refinance transaction. 
5. Maintain knowledge of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.
6. Develop and maintains contacts with local realtors, developers, and builders to promote and encourage the use of bank services for residential mortgages.
7. Follow applicable state & federal laws and regulations. 
8. Comply with company, FNMA, FHLMC, FHA, VA and industry standard rules and guidelines.
9. Other duties as assigned.

Qualifications 

Education

• High School Diploma or equivalent.

 Experience

• Three years of lending experience.
• Related military education/experience may be used as a substitute for education or work experience.

Licenses & Certifications 

• Valid driver’s license and reliable transportation. 
• Registration and annual certification with the National Mortgage Loan Licensing Registry required.

 Knowledge & Communication Skills 

• Exceptional communicator with the talent to easily identify issues, problems or concerns and mentor staff to self-discover resolutions and solutions. 
• Ability to effectively present information and respond to questions.
• Excellent organizational skills and attention to detail.
• Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Fannie Mae), Alaska Housing Finance Corporation (AHFC),   and other types of construction and conventional loans.

Analytical & Decision Making Skills 

• Ability to read, analyze, and interpret financial statements, income tax returns, investor policies, and governmental regulations.
• Ability to manage priorities and workflow.
• Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm.

 Computer/Software/Other Equipment Skills 

• Intermediate knowledge of MS Office Suite, including Word, Excel, PowerPoint, and Outlook. Ability to operate standard office equipment such as PC, printer, fax/copier, and telephone.

Working Conditions 

• The noise level in the work environment is usually moderate. 
• Work is performed in a professional office environment.

FLSA: Non-Exempt

GRADE: 16

WORKER CATEGORY: Full-Time

Northrim Bank/Residential Mortgage, LLC is an equal opportunity and affirmative action employer. Northrim Bank/RML does not discriminate in employment based upon race, color, religion, sex, sexual orientation, gender identity, age, national origin, physical or mental disability, protected veteran status, pregnancy, parenthood, marital status, changes in marital status, genetic information or any other status protected by federal, state or local law.