Mortgage Loan Originator: BR 26
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Texana Bank
El Dorado Hills, CA, US
Summary
The Mortgage Loan Originator is responsible for originating residential mortgage loans by developing client relationships and assessing borrower eligibility. They guide applicants through the loan process and ensure compliance with internal policies and lending regulations.
Job Description
Position Type: Full-Time or Part Time, Hourly Non-Exempt
Department: Mortgage Sales
Reports To: Mortgage Branch Manager or Sales Manager
Position Summary
The Mortgage Loan Originator is responsible for originating residential mortgage loans by developing client relationships, assessing borrower needs, and guiding applicants through the loan process. This role plays a vital part in maintaining high levels of customer satisfaction and ensuring compliance with all internal policies and applicable regulations.
Key Responsibilities
- Originate mortgage loans in accordance with company guidelines and lending regulations
- Conduct borrower interviews to gather required financial information and assess eligibility
- Evaluate applicant financial documents to determine appropriate loan programs
- Educate clients on available loan products, terms, and procedures
- Submit complete loan applications to the processing team for approval and underwriting
- Maintain accurate records in the loan origination system
- Ensure timely follow-up with clients, processors, and underwriters
- Collaborate with internal departments to ensure smooth loan closings
- Meet established productivity and quality goals
- Maintain knowledge of current lending policies, compliance standards, and industry trends
Required Qualifications:
- High school diploma or equivalent; college coursework or degree preferred
- Valid NMLS license as required by state and federal regulations
- Previous experience in mortgage lending or financial services preferred
- Strong interpersonal and communication skills
- Ability to manage multiple tasks and prioritize in a fast-paced environment
- Familiarity with loan origination systems and Microsoft Office tool
Equal Opportunity Statement: Texana Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, or any other protected status under applicable law.
Texana Bank Mortgage
1680 Keller Rd
Keller, TX 76248
At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana.
We are your neighbors, your friends and your bankers. This is how we have built our long-term trusting relationships with individuals, families and business clients across the region. And this is what we bring to you. Member FDIC | Equal Housing Lender | NMLS#407536
Founded
1914
Company size
51-200 employees
Industry
Banking
Org type
Privately Held
Headquarters
Texarkana, TX
At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana.
We are your neighbors, your friends and your bankers. This is how we have built our long-term trusting relationships with individuals, families and business clients across the region. And this is what we bring to you. Member FDIC | Equal Housing Lender | NMLS#407536
Founded
1914
Company size
51-200 employees
Industry
Banking
Org type
Privately Held
Headquarters
Texarkana, TX