Full Stack Product Engineer

Are you a hands-on engineer who owns systems end-to-end, from front-end UI through service layers to backend data and analytics? 

As a Full Stack Product Engineer at EXL, Payment Services, you'll independently build, deploy, and support secure, scalable web applications that solve critical challenges in the US healthcare payment space. You'll collaborate across development, product, data, and client teams to deliver high-quality software and rock-solid production performance.

*Base Pay Range: $60,100 - $98,700

For more information on benefits and what we offer please visit us at https://www.exlservice.com/us-careers-and-benefits

Responsibilities

• Independently own the full stack, from front-end and service layers to backend, data, and reporting.

• Build and support enterprise-grade web applications using modern stacks: React, .NET Core, Python, APIs, SQL Server / PostgreSQL, and SSRS.

• Develop Python services, data-processing routines, and automation across the application and pipeline layers.

• Use DuckDB for fast, in-process analytical queries over structured and columnar data, powering reporting, validation, and data-quality checks.

• Design and maintain structured and unstructured data pipelines (ETL/ELT and document / OCR / NLP ingestion) feeding production workflows.

• Drive deployment automation, environment readiness, and performance optimization for seamless, zero-disruption releases.

• Own and optimize the CI/CD pipeline across hybrid (Azure, AWS, on-premise) ecosystems, keeping assets secure, testable, and auditable.

• Tune and optimize queries for performance, reliability, and reporting accuracy in high-volume environments.

• Translate business needs into secure, scalable technical architectures, embedding data protection and compliance by design.

• Resolve high-priority production incidents with precision, ensure zero-downtime operations, and proactively prevent recurrence.

You're not just shipping code. You're building high-impact platforms that touch lives, ensure compliance, and power payer operations.

• Deliver healthcare solutions that work at scale, with reliability, speed, and security built in.

• Own production performance metrics and implement observability across app layers, APIs, and data-ingestion points.

• Collaborate deeply with product managers, QA, and business analysts to ship features that are user-friendly and technically sound.

• Own multiple product modules and pipelines simultaneously, balancing delivery with quality and continuous improvement.

• Apply strong design patterns, architecture principles, and agile delivery to accelerate time-to-market.

• Proactively remove roadblocks, anticipate risks, and communicate mitigation plans clearly to stakeholders.

Collaborative Interactions:

• Internal: Partner with data engineers, DevOps, business analysts, client-service teams, and tech leads. Share knowledge, mentor teammates, and grow technical depth across the team.

• External: Engage with client-side stakeholders and, on occasion, executive teams to understand expectations, demo capabilities, and bridge business needs with technical delivery.

Qualifications

Hands on Technical Experience with:

• .NET Core 8 / C# / ASP.NET and/or Python (FastAPI / Flask) service development

• React (Hooks, Context, Redux/RTK), TypeScript, JavaScript (ES6+)

• SQL Server / PostgreSQL, stored procedures, query and performance tuning

• HTML5, CSS3, responsive design, component libraries, state management

• REST/GraphQL API consumption, client-side performance and accessibility

• RESTful & GraphQL API design, microservices, API gateways

• Authentication/authorization (OAuth2, JWT), service-to-service messaging, caching

• Python for backend services, data processing, and automation

• DuckDB for fast in-process analytical queries over structured and columnar data

• ORM (Entity Framework / SQLAlchemy / NHibernate), schema design, migrations

• Structured pipelines (ETL/ELT) and unstructured pipelines (document / OCR / NLP ingestion)

• DuckDB + Python (pandas / Polars / Arrow) for analytical workloads and local data crunching

• Databricks / Spark exposure for large-scale processing

• CI/CD with Azure DevOps, GitHub Actions, or AWS CodePipeline

• Version control (Git / Azure DevOps), automated testing, release automation

• Containerization with Docker; cloud deployment on AWS or Azure

• SSRS / SSIS, Power BI, dashboarding and reporting accuracy in high-volume environments

Nice to Have:

• OCR & claims tech (Esker, 3M, DTKBarcode), AI/ML-enhanced workflows, LLM/NLP integration

• US Healthcare payer / Payment Integrity domain exposure; agile certifications

• US Healthcare Insurance / Payer & Payment Integrity context (preferred)

• Strong ownership, end-to-end accountability, and production-first mindset

Education Requirements:

• Master's or bachelor's degree in Computer Science, Engineering, Mathematics, Statistics, or equivalent experience.

• US Healthcare certifications a plus.

*The posted base salary range is the hiring base salary range for this role. Final offers are based on several factors, including: the candidate's skills and experience, internal pay equity, work location, market conditions for the role, and the specific scope and responsibilities of the position.

EXL (NASDAQ: EXLS) is a leading data analytics and digital operations and solutions company. We partner with clients using a data and AI-led approach to reinvent business models, drive better business outcomes and unlock growth with speed. EXL harnesses the power of data, analytics, AI, and deep industry knowledge to transform operations for the world’s leading corporations in industries including insurance, healthcare, banking and financial services, media and retail, among others. EXL was founded in 1999 with the core values of innovation, collaboration, excellence, integrity and respect. We are headquartered in New York and have more than 54,000 employees spanning six continents. For more information, visit www.exlservice.com.

EXL never requires or asks for fees/payments or credit card or bank details during any phase of the recruitment or hiring process and has not authorized any agencies or partners to collect any fee or payment from prospective candidates. EXL will only extend a job offer after a candidate has gone through a formal interview process with members of EXL’s Human Resources team, as well as our hiring managers.

EXL is the indispensable partner for leading businesses in data-led industries such as insurance, banking and financial services, healthcare, retail and logistics. We bring a unique combination of data, advanced analytics, digital technology and industry expertise to help our clients turn data into insights, streamline operations, improve customer experience, and transform their business. Our partnerships with clients are built on a foundation of collaboration – and we’ve been chosen as a partner by nine of the top ten leading US insurance companies, nine of the top 20 global banks, and six of the top ten US health care payers. We function as one team to make your goals our goals, whether that’s unlocking the value of generative AI or embedding analytics into workflows that reduce risk or power your growth. Clients choose EXL as their transformation partner for many reasons. Our geographic diversity make talent all over the world instantly accessible. Digital accelerators enable unmatched speed-to-value, letting you realize results fast. It’s our people that truly set us apart, though, including the 1,500 data scientists we have dedicated to our generative AI practice. And our more than twenty years of experience in delivering business services, garnering stellar client references, and maintaining a solid balance sheet are reassuring to our C-suite clients. Find out for yourself why clients, employees, and analysts think we’re some of the best in the business. Contact us to see how we can help you achieve your goals.