FSR/Teller

Job Details: Job Location: Hughes Springs - Hughes Springs, TX, Salary Range: Undisclosed, Responsible for providing a variety of paying and receiving functions for members in person, via phone, and through the mail including processing deposits, withdrawals, loan payments, cashiers' checks, money orders, and cash advances. Balances each day's transactions and verifies cash totals. Performs a broad variety of member services functions such as opening and closing accounts, renewing certificates, and assisting members with bookkeeping and checking account problems. Answers members questions regarding Credit Union services provided and performs a variety of account maintenance duties. Actively cross-sells Credit Union services. Performs specific assigned side jobs including various clerical and receptionist functions, and assists other Member Service Representatives with duties as required. Serves members promptly and professionally.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

1. Assumes responsibility for the efficient, effective, and accurate performance of teller functions.

a. Represents the Credit Union in a courteous and professional manner.

b. Receives share deposits and loan payments.

c. Processes cash advances, travelers’ checks, cashiers’ checks, money orders, bank-to-bank wires, and Western Union wires.

d. Disburses cash or check share withdrawals.

e. Processes transfers.

f. Verifies transactions. Monitors deposit amounts and examines documents for endorsement and negotiability. Detects and resolves discrepancies promptly.

g. Balances daily transactions and verifies cash totals. Investigates and resolves out-of-balance conditions.

h. Provides override function for other tellers.

2. Assumes responsibility for the effective and professional performance of member service functions.

a. Presents and explains Credit Union services and products to members and assists in meeting their financial needs. Opens and closes accounts. Orders checks for members' accounts. Completes payroll deduction and authorization forms.

b. Answers questions and solves problems for members by listening to problems, collecting data, securing answers, and reporting results to the inquiring party. Resolves member bookkeeping and checking account problems. Takes stop payment orders.

c. Receives and directs members and telephone calls. Responds to inquiries and questions if possible or directs them as necessary. Records and relays messages.

d. Performs file maintenance and account changes as needed.

e. Keeps members informed of Credit Union services and policies, including types of available accounts, interest and dividend rates, payroll deduction options, and other related services.

f. Maintains and projects the Credit Union's professional reputation. Maintains privacy of member account information.

g. Actively cross-sells Credit Union products and services.
Qualifications: QUALIFICATIONS
EDUCATION/CERTIFICATION:
High school graduate or equivalent.
Training for Teller and Member Service certification completed and passed.
REQUIRED KNOWLEDGE:
Thorough knowledge of Teller and Member Service Representative Operations and procedures.
Solid understanding of Credit Union operations.
EXPERIENCE REQUIRED:
A minimum of two years of Teller experience required in a full-service financial institution.
SKILLS/ABILITIES:
Excellent communication skills and willingness to assist others.
Professional appearance, dress, and attitude. Solid math skills.
Ability to operate related computer applications and business equipment including adding machine, typewriter, copy machine, coin and money counting machines, and telephone. Good typing skills.
Willingness to assist others.