Credit Services Internship
Boost your chances before you apply.
FCS Financial, ACA
Jefferson City, MO, US
Summary
The intern will assist the Credit Services team by assessing borrower creditworthiness and analyzing macroeconomic trends impacting agricultural lending. They will also complete hands-on projects and present findings to senior leadership and the Board of Directors.
Job Description
Credit Services Internship
Looking for an internship where your ideas matter and your impact is real? At FCS Financial, we’re all about making a real impact on our customers, our communities, and each other. If you’re ready to dive into the world of agricultural lending, sharpen your credit analysis skills, and work with a team that feels like family, we want to meet you!
About Us: We’re proud to be part of the Farm Credit System, delivering financial services that fuel agriculture and rural communities. Our culture is built on trust, respect, and a shared commitment to serving our member-owners across Missouri.
The 2027 Internship: Are you curious about how financial decisions shape the future of agriculture? Join us for a 12-week internship focused on credit fundamentals, risk management, and economic forecasting. You’ll gain hands-on experience in ag lending, collaborate with seasoned professionals, and contribute to meaningful projects that support Missouri’s ag economy.
We are hiring an intern who is ready to learn, grow, and make a difference!
What You’ll Experience:
- Learn how we assess borrower creditworthiness and evaluate financial documentation.
- Explore how macroeconomic trends impact lending decisions and risk management.
- Dive into credit philosophy and fundamentals that guide our financial strategies.
- Complete a hands-on project that adds value to our Credit Services team and aligns with our 2026 Business Objectives.
- Experience the power of our “One Team” culture – where collaboration and shared goals drive our success.
- Be partnered with a mentor from our Young Professional group to provide guidance and support throughout the internship
- Meet our leadership including Executive and Senior leaders and our Board of Directors.
- Gain exposure to customer relationships and marketing strategies that reinforce our image as Missouri’s leading ag finance institution.
What We Offer:
- Competitive Wage: Starting at $20.00/hour (subject to change).
- Professional Growth: Build skills in credit analysis, lending, and financial strategy.
- Networking Opportunities: Connect with industry leaders and peers.
- Impact: Contribute to the financial health of Missouri’s ag community.
What We’re Looking For:
- Current college sophomore (Completed 30 Credits), junior (Completed 60 Credits), first-semester senior, or graduate student.
- Majors in: Ag Business, Ag Econ, Animal Science, Agronomy, Ag Education, Ag Communications, General Ag, Business, Finance, Economics, or related fields.
- GPA of 2.5 or higher.
- General knowledge of agriculture, rural communities, financial services, and FCS Financial.
- Strong communication skills and proficiency in Microsoft Office tools.
- Ability to maintain confidentiality and integrity of sensitive data.
- Willingness to travel, collaborate, and adapt in a dynamic environment.
Ready to Grow with Us?
This isn’t just an internship—it’s your first step toward a meaningful career in agriculture and finance. Apply now and let’s build something together!
This position is open until filled.
Department: Credit Services
Reports To: Senior Vice President, Human Resources or designee
Supervises: None
Duration: This 12-week internship typically begins toward the end of May and concludes the second week of August.
|
Percentage |
Job Functions |
|
50% |
Internship Program - (12 Weeks)
|
|
20% |
Projects
|
|
20% |
Communication
|
|
10% |
Marketing
|
|
n/a |
Other duties as assigned to meet the needs of the organization. |
* Essential Functions for this position consist of all items listed under any category that make up 5% or more of the job duties. This job description is subject to change without notice.
Minimum Qualifications
- College sophomores, juniors, first semester seniors, or graduate students
- Desired degree programs are Agricultural Business, Agricultural Economics, Animal Science, Agronomy, Agricultural Education, Agricultural Communications, General Agriculture, Business, Finance, Economics or related field.
- Minimum 2.5 GPA
Required Knowledge and Skills
- General knowledge of FCS Financial
- General knowledge of the agricultural industry
- General knowledge of agriculture/rural communities
- General knowledge of financial services industry
- General knowledge of basic financial/accounting terms and applications
- Skill in using Microsoft technologies including e‐mail, word and spreadsheet processing
- Oral and written communication skills sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
- Responsible to appropriately protect the confidentiality, security, and integrity of the Association’s systems and data and clients’ data
We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law.
For more information about our commitment to equal employment opportunity, please click here.
FCS Financial is dedicated to supporting agriculture and rural communities. Currently we serve nearly 14,000 qualified member-owners in Missouri. We provide loans, leases and related services to farmers, ranchers, rural homeowners, aquatic producers, timber harvesters, agribusinesses, and agricultural and rural utility cooperatives. FCS Financial is a member of the Farm Credit System. Established in 1916 by Congress, the System provides more than one third of the credit needed by those who live and work in rural America. With more than 100 years of agricultural lending experience, the Farm Credit System is the largest single provider of agricultural credit in the United States.
Our loan officers are part of our customer's team focused on giving them the best service through customizing the right product mix for them. Our staff are committed to finding the best solutions because we are our customer's neighbors and we want to see them succeed and prosper. Here at FCS Financial, we strive to provide our customers with a loan product customized to their needs and business.
As a cooperative, FCS Financial offers our member owners a variety of benefits that aren’t found at other lending institutions. We provide discounts to major retail stores and our members may receive a patronage check at the conclusion of the business year. When FCS Financial is successful, patronage allows us to share that success with our member owners.
We are committed to seeing rural Missouri prosper and grow because of this commitment our staff are involved in your communities. Staff members serve on many local committees and fair boards. They also provide assistance to local 4-H and FFA groups by providing educational programs or paper goods for events.
As you can see, FCS Financial is more than just a financial institution, we are a part of rural Missouri and are dedicated to working for our customers.
Founded
1916
Company size
201-500 employees
Industry
Financial Services
Org type
Privately Held
Headquarters
Jefferson City, MO
FCS Financial is dedicated to supporting agriculture and rural communities. Currently we serve nearly 14,000 qualified member-owners in Missouri. We provide loans, leases and related services to farmers, ranchers, rural homeowners, aquatic producers, timber harvesters, agribusinesses, and agricultural and rural utility cooperatives. FCS Financial is a member of the Farm Credit System. Established in 1916 by Congress, the System provides more than one third of the credit needed by those who live and work in rural America. With more than 100 years of agricultural lending experience, the Farm Credit System is the largest single provider of agricultural credit in the United States.
Our loan officers are part of our customer's team focused on giving them the best service through customizing the right product mix for them. Our staff are committed to finding the best solutions because we are our customer's neighbors and we want to see them succeed and prosper. Here at FCS Financial, we strive to provide our customers with a loan product customized to their needs and business.
As a cooperative, FCS Financial offers our member owners a variety of benefits that aren’t found at other lending institutions. We provide discounts to major retail stores and our members may receive a patronage check at the conclusion of the business year. When FCS Financial is successful, patronage allows us to share that success with our member owners.
We are committed to seeing rural Missouri prosper and grow because of this commitment our staff are involved in your communities. Staff members serve on many local committees and fair boards. They also provide assistance to local 4-H and FFA groups by providing educational programs or paper goods for events.
As you can see, FCS Financial is more than just a financial institution, we are a part of rural Missouri and are dedicated to working for our customers.
Founded
1916
Company size
201-500 employees
Industry
Financial Services
Org type
Privately Held
Headquarters
Jefferson City, MO
