Credit Intern
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City Bank
Lubbock, TX, US
Summary
The intern is responsible for analyzing credit information, spreading financial statements, and monitoring borrower loan covenants. They also maintain effective relationships with credit analysts and ensure compliance with bank loan policies.
Job Description
Job Details: Job Location: Main Bank - Lubbock, TX, Position Type: Part Time, Salary Range: Undisclosed, Credit Interns are responsible for analyzing credit information on existing customers to determine if they are in compliance with financial reporting and financial loan covenants in relation to borrower’s loan agreements. Interns are responsible for clearing financial reporting exceptions, spreading financial statements, and completing covenant compliance memorandums.
Essential Duties
Spread and evaluate various types of personal and commercial financial statements including balance sheets, income statements, statements of cash flow, and tax returns.
Independently contact available internal resources and/or clients for financial information when necessary.
Monitor borrower loan covenants including financial covenants and the submission of timely financial statement reporting.
Create and update ticklers and manage completion of compliance certificates.
Maintain effective relationships with Credit Analysts, Regional Credit Manager, and Loan Review staff.
Ensure that procedures and credits comply with City Bank’s loan policy.
Other job duties as required by the Regional Credit Managers or Manager of Commercial Credit Underwriting.
Equal Opportunity Employer/Veterans/DisabledQualifications:
Headquartered in Lubbock, Texas, City Bank has more than $4 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs. Through this commitment, City Bank offers additional banking services including mortgage lending, trust, insurance, investments, indirect lending and private banking.
Our people, passion and unique corporate culture create a special environment where our team can expect career-defining moments while delivering a best-in-class customer experience. City Bank promotes a corporate lifestyle that goes well beyond the workplace with a variety of family-friendly events and unique opportunities for its employees such as a wellness program, competitive benefits, referral rewards and more. In all, it’s evident the passion that goes into making City Bank such a great place to work creates a positive impact in the lives of our employees and their families.
LinkedIn is a social network. NEVER disclose any personal banking information on this site. Have a banking question? Call 1-800-OUR-BANK (687-2265) or visit us online at www.city.bank.
Member FDIC
Equal Housing Lender
NMLS # 439822
Founded
1941
Company size
501-1,000 employees
Industry
Banking
Org type
Public Company
Headquarters
Lubbock, Texas
Headquartered in Lubbock, Texas, City Bank has more than $4 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs. Through this commitment, City Bank offers additional banking services including mortgage lending, trust, insurance, investments, indirect lending and private banking.
Our people, passion and unique corporate culture create a special environment where our team can expect career-defining moments while delivering a best-in-class customer experience. City Bank promotes a corporate lifestyle that goes well beyond the workplace with a variety of family-friendly events and unique opportunities for its employees such as a wellness program, competitive benefits, referral rewards and more. In all, it’s evident the passion that goes into making City Bank such a great place to work creates a positive impact in the lives of our employees and their families.
LinkedIn is a social network. NEVER disclose any personal banking information on this site. Have a banking question? Call 1-800-OUR-BANK (687-2265) or visit us online at www.city.bank.
Member FDIC
Equal Housing Lender
NMLS # 439822
Founded
1941
Company size
501-1,000 employees
Industry
Banking
Org type
Public Company
Headquarters
Lubbock, Texas