Credit Analyst - Intern

AgCountry Farm Credit Services (AgCountry), Farm Credit Services of America (FCSAmerica) and Frontier Farm Credit are financial cooperatives that operate under shared management across eight states. While each association is owned by its local farmers and ranchers, they collaborate by pooling resources, expertise, and talent to provide affordable credit, crop insurance, and financial services.

Our associations are united by a common mission and commitment to serving rural America and supporting each other, which drives the success of the farmers, ranchers, and agribusiness we serve. We take pride in being a great place to work, and this enthusiasm is reflected in the relationships our team members foster with one another and with our customers.

Job Summary

 As a Credit Analyst Intern, you will gain an understanding of credit philosophies and lending activities for agricultural producers and agribusinesses. This is a great opportunity to gain in-depth experience and learn the primary responsibilities of a Credit Analyst.  

Our interns work on projects that matter—and teams will rely on your skills and insights to help deliver those projects to market. You’ll get the opportunity to work on real projects and have fun along the way.

Essential Duties & Responsibilities

• Gain exposure to our credit philosophies for short, intermediate and long-term financing.  
• Learn resources and techniques for underwriting loans.  
• Make decisions on new and existing operating, term and real estate loan applications.  
• Input customer financial information and analyze balance sheets, income statements and cash flows.  
• Research industry information.   
• Attend and participate in team meetings.    
• Complete special projects assigned by the leader, if applicable.
• Spend time in our retail offices to learn about the loan administration and closing processes.  
• Spend time with Financial Officers to learn about the sales processes and potentially meet with customers.   
• Attend class(es) facilitated by our Organizational Development and Learning teams, if appropriate.  
• Promote Farm Credit Services of America through various public activities (this could include volunteer activities, farm shows, external learning opportunities, etc).

Education Requirements

• • Currently pursuing a bachelors or master’s degree in Ag Business, Accounting, Finance, Agricultural Economics, Animal Science or similar degree 
  • Minimum of 3.0 GPA on a 4.0 scale 
  • Demonstrated leadership abilities 
  • Effective communication and interpersonal skills (both written and verbal) 
  • Strong desire to gain further understanding of the ag finance, lending and credit business 
  • Available for a 12-week internship during summer 

Intern Beneifts

• Qualified interns will receive a competitive hourly wage and $500 sign-on bonus   
• Relocation assistance is available for those who qualify 

*We reserve the right to close this posting early if we receive a high volume of qualified applications.*  

About Us:

AgCountry has 43 offices, is based in Fargo, North Dakota and serves portions of North Dakota, Minnesota, and Wisconsin. FCSAmerica is based in Omaha, NE and has 42 local offices serving rural communities and agriculture in Iowa, Nebraska, South Dakota, and Wyoming. Frontier Farm Credit has six offices serving eastern Kansas. Together, we support nearly 82,000 producers and agribusinesses, meeting the needs of today’s agricultural industry with our combined 2600+ employees providing lending, risk management, technology, commodity marketing, and customer and employee education.

AgCountry Farm Credit Services, ACA, Farm Credit Services of America, ACA, and Frontier Farm Credit, ACA are Equal Employment Opportunity employers, and they comply with all applicable federal, state, and local fair employment practices laws.