Commercial Loan Processor
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BANK FIRST
Manitowoc, WI, US
Summary
Responsible for preparing accurate commercial loan documentation and ensuring compliance with bank policies and government regulations. This includes managing pre-closing verification, handling construction draw processes, and maintaining HMDA records.
Job Description
Job Details: Job Location: Bank First Ops Center - Manitowoc, WI, Salary Range: Undisclosed, Why Work at Bank First
At Bank First, we’re not just a bank—we’re a community. Consistently ranked among the top-performing banks in the U.S. and Wisconsin, and recognized by American Banker as one of the “Best Banks to Work For”. We combine professional excellence with a culture that truly values people. When you join Bank First, you’re joining a team that invests in your growth, supports your well-being, and celebrates your contributions.
Why You’ll Love Working Here
Imagine a workplace where:
Your career growth is supported through training, mentoring, and advancement opportunities
Flexibility allows you to balance work and life without compromise
Your contributions directly impact guests and communities you care about
You’re part of a culture built on respect, collaboration, and empowerment
At Bank First, you don’t just fill a role—you make a difference. Every interaction matters, and every team member helps shape the experience our guests love.
About the role: Commercial Loan Processor
The Commercial Loan Processor’s primary focus is the drafting of accurate loan documents under time-sensitive deadlines to deliver exceptional customer experience. Serving as an essential point of review prior to closing, you will ensure all files comply with bank policies and regulatory standards to protect both the bank and our customers. In this role, you will gain a comprehensive knowledge of Bank First’s commercial loan products including SBA initiatives, letters of credit, agricultural programs, and participations. While you will follow established guidelines, the unique nature of each file will require you to use critical thinking and independent judgement to align the correct loan options with each client’s specific needs.
Key Responsibilities
Loan Processing & Documentation – Partner with Business Service Representatives to review loan requests and prepare accurate documentation.
Pre-Closing Compliance – Validate legal entities, signing authority, and collateral lien status while ensuring strict adherence to regulatory standards.
Fee Reconciliation - Balance closing statements and disbursements, verifying that all loan fees and pre-closing costs are properly accounted for.
Complex Product Expertise - Process advanced financial products, including letters of credit, loan participations, swaps, SBA, and construction loans, while adapting to changing regulatory standards.
Record Management - Confirm all pre-closing documents are properly uploaded to guarantee seamless electronic archiving.
Data Integrity & HMDA Reporting – Ensure accurate HMDA data entry and compliance with federal reporting requirements within the loan origination software.
Wire Transfers - Review and authorize outgoing wires with high attention to detail to prevent errors and ensure policy compliance.
Collateral Management - Clear post-closing collateral exceptions upon receipt and verification of required documentation.
Construction Loan Onboarding - Set up new construction projects and budgets within the construction management software.
Risk Mitigation - Manage the construction draw process by verifying required approvals and critical documentation before releasing project funds.
Team Collaboration - Contribute to a supportive, team-oriented work environment by assisting other team members and departments as needed.
Compliance and Ethics - Adhere to the bank's Code of Ethics consistently demonstrating high standards of integrity and professionalism in all tasks and interactions.
#INDBF
Qualifications: What We’re Looking For
Associate’s degree or equivalent in business, finance, or related field preferred
1-3 years of experience with commercial loan documents preferred
Proficiency in MS Word, Outlook and Excel
Ability to quickly learn specialized loan processing software
Strong time management and organization skills
About Bank First
Headquartered in Manitowoc, Wisconsin, Bank First serves communities across Wisconsin and the Illinois Stateline region. Our growth is built on relationship-based banking—getting to know our guests personally and helping them create lasting value.
Our Culture & Vision
We foster curiosity, creativity, and responsiveness while embracing individual differences. Employees are empowered with tools to succeed and supported in their careers. Our vision is to remain the top-performing, independent provider of financial services, delivering personalized solutions and value to guests and communities alike.
Our Values
Relationship Based | Community Focused | Innovative Solutions | Value Driven
Join Bank First and build a career where your contributions matter, your growth is supported, and your work makes a difference every single day.
Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level and working together to create value for themselves, their families, and the communities in which we live.
As a result of our growth throughout the State of Wisconsin, our valued customers have access to an increased lending capacity, a wider range of products and services, an expanded branch network, and a larger team of bankers dedicated to providing superior financial solutions that are value driven. Bank First employs over 300 full-time equivalent staff and has been consistently named one of the best banks to work by American Banker.
At Bank First, we strive for excellence, not only for our customers, but for our employees, community, and shareholders as well. Our focus on excellence has resulted in Bank First being recognized as one of the top performing banks in the United States. We are one of 26 banks in the country to be awarded the Raymond James Community Bankers Cup. The award recognizes the top 10% of community banks in the nation based on profitability, operational efficiency, and balance sheet metrics. Additionally, we have been recognized on the Keefe, Bruyette & Woods Bank Honor Roll.
As Bank First looks to the future, we will continue to focus on our relationship-based model of banking and expanding our reach throughout the State of Wisconsin. Bank First will continue to expand through organic growth and in the form of de novo branches and strategic acquisitions in the coming years and is excited for the opportunity to provide superior products and services to a larger base.
Member FDIC | Equal Housing Lender.
Founded
1894
Company size
201-500 employees
Industry
Banking
Org type
Public Company
Headquarters
Manitowoc, WI
Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level and working together to create value for themselves, their families, and the communities in which we live.
As a result of our growth throughout the State of Wisconsin, our valued customers have access to an increased lending capacity, a wider range of products and services, an expanded branch network, and a larger team of bankers dedicated to providing superior financial solutions that are value driven. Bank First employs over 300 full-time equivalent staff and has been consistently named one of the best banks to work by American Banker.
At Bank First, we strive for excellence, not only for our customers, but for our employees, community, and shareholders as well. Our focus on excellence has resulted in Bank First being recognized as one of the top performing banks in the United States. We are one of 26 banks in the country to be awarded the Raymond James Community Bankers Cup. The award recognizes the top 10% of community banks in the nation based on profitability, operational efficiency, and balance sheet metrics. Additionally, we have been recognized on the Keefe, Bruyette & Woods Bank Honor Roll.
As Bank First looks to the future, we will continue to focus on our relationship-based model of banking and expanding our reach throughout the State of Wisconsin. Bank First will continue to expand through organic growth and in the form of de novo branches and strategic acquisitions in the coming years and is excited for the opportunity to provide superior products and services to a larger base.
Member FDIC | Equal Housing Lender.
Founded
1894
Company size
201-500 employees
Industry
Banking
Org type
Public Company
Headquarters
Manitowoc, WI
