Actuarial Risk Management Director

Job Details: Job Location: Excela Protect - Charleston, SC, Salary Range: Undisclosed, Job Shift: 8am - 5pm, Excela Protect is modernizing the F&I industry bringing transparency, efficiency, and exceptional service to a space that's ready for change. As we grow, we're looking for a Director, Actuarial & Risk Management to serve as our lead actuarial expert and strategic partner in pricing, reserving, and risk management.

Summary: You'll be the actuarial authority behind our vehicle protection and insurance-adjacent products, driving pricing discipline, reserve integrity, and portfolio performance. As a senior individual contributor and functional leader, you'll influence key decisions across Underwriting, Finance, Product, Operations, Analytics, and Business Development, blending technical expertise with business acumen to support profitable, sustainable growth.

This position is remote however, candidates must currently reside in one of the following approved states: AZ, CO, GA, LA, MI, NC, NY, OH, SC, TN, or TX

Why Excela Protect?

Competitive compensation
Flexible work schedule
Full benefits: medical, dental, vision, life insurance, 401(k)
Paid vacation and holidays
A collaborative, customer-first culture with real room to grow

What You'll Do:

Own actuarial pricing methodologies, reserve frameworks, and governance processes
Monitor and ensure reserve adequacy based on portfolio performance and emerging experience
Evaluate profitability, loss ratios, claim trends, and risk exposure across products and portfolios
Identify emerging risks and opportunities to support growth and financial stability
Lead actuarial due diligence and pricing recommendations for new client opportunities
Partner with business leaders on the financial implications of strategic decisions
Establish actuarial standards, controls, and decision frameworks fit for a growing company
Serve as the Company's go-to actuarial expert on pricing, reserving, and risk

What You Bring:

Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or a related field
ACAS, ASA, or equivalent actuarial credential required; Fellowship progression preferred
Progressive actuarial experience in pricing, reserving, and portfolio risk assessment
F&I, vehicle protection, warranty administration, GAP, or P&C insurance experience preferred
Advanced Excel and SQL skills; Power BI, Tableau, Python, or R a plus
A track record of influencing decisions and leading cross-functional initiatives

Ready to make an impact? We'd love to hear from you.

Excela Protect is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Qualifications: