Account Manager - Risk

Job Details: Job Location: Denver Office - Denver, CO, Salary Range: $85000.00 - $90000.00Salary/year, SUMMARY 

To assist the Sales Executive in marketing, processing, and selling all lines of commercial insurance and to provide technical support in accordance with the objectives and procedures outlined by the organization through the Quality Control Coordinator. 

ESSENTIAL FUNCTIONS & RESPONSIBILITES 

Understands structure and content of insurance contracts, e.g., understands the concept of an insurance agreement, exclusions, terms and conditions 

Awareness of most insurance coverages 

Knowledge of major insurance coverages; General Liability/Products Liability, Commercial Automobile, WC, Property, Business Income and Umbrella 

Knowledge of premium rating methods and audits 

Understands loss information, loss forecasting, collateral and accruals 

Knowledge of exposure information and its applications 

Develops and produces submissions on coverages, including more complex coverages 

Ability to place standard coverages with limited assistance 

Understands the underwriter’s perspective on coverage/placement issues 

Analyzes and compares policies 

Limited ability to analyze, compare, develop and recommend design options  

Pursue a designation(s) in CPCU, CIC, CRM or ARM 

 
Qualifications: QUALIFICATIONS 

A high school diploma 

Good written and oral communication skills 

Must be thorough and accurate 

Ability to understand and analyze commercial lines coverage, forms, rating, and policies 

Holds a current Utah Producer Property/Casualty license or will obtain it within three months of hire or promotion 

Prior insurance industry experience of at least three to five years required 

PHYSICAL DEMANDS 

The employee is occasionally required to stand, walk, and stoop.  The employee must regularly lift and/ or move up to 10 pounds.  Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.